Rilian Ball

First Capital Group

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Home Improvement Projects For The Quarantined

March 26, 2020 by Rilian Ball

If you have paid attention to the news recently, you have probably heard about the coronavirus pandemic which also goes by the name COVID-19. Those who are exposed to the virus might be asked to place themselves in quarantine. Some states have even told their residents to shelter in place. While this infection has forced everyone to change the way they live their lives, there are still some home improvement projects you can tackle during quarantine to put your free time to use. Jump On Spring … [Read more...]

Filed Under: Mortgage Tagged With: Health and Wellness, Home Improvement, Mortgage

Home Sales Are Spiking, Driven By Low Mortgage Rates

March 24, 2020 by Rilian Ball

According to data from the National Association of Realtors, existing-home sales increased by 3.6% in December 2019. That pace is the strongest month-over-month in almost two years, since February 2018. The sales figures were also up 10.8% from what they were in December 2018. What's behind this uptick? The biggest factor driving the surge in home sales is historically low mortgage interest rates.  Plummeting Rates During the last week of February 2020, mortgage rates fell to their lowest … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Market Trends, Mortgage

Paying Rent And Mortgages With A Credit Card

March 20, 2020 by Rilian Ball

When people purchase a house, they usually set up their mortgage payments as a direct draft out of a checking account. The same is typically true of rent payments; however, many people have wondered if there was another way to pay rent or mortgage. After all, there are credit cards out there that have fantastic rewards. It would be great to take advantage of these rewards by placing rent and mortgage payments on a card. Sadly, there is no way to pay rent or mortgage with a credit card without a … [Read more...]

Filed Under: Mortgage Tagged With: Credit Cards, Mortgage, Rent

More Than 25% Of Millennial Homebuyers May Be Financially Unprepared

March 19, 2020 by Rilian Ball

Millennials are the first generation in America that will probably not be able to do as well as their parents. In the United States, there is not as much upward mobility as there was in the past. What is the cause of this? CNN reports that Millennials have more college degrees than their parents. They also have an enormous amount of student loan debt. Many millennials have lower-paying jobs than their parents had at the same age when adjusted for inflation. Spending patterns changed as well, due … [Read more...]

Filed Under: Mortgage Tagged With: Market Outlook, Market Trends, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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Loan Options

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  • FHA Home Loan
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