Rilian Ball

First Capital Group

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Qualify For A Larger Mortgage With A Co-Signer

May 15, 2020 by Rilian Ball

There are numerous steps involved in the process of buying a new home. It is important to go through the mortgage qualifying process before looking at dream houses. This gives people an idea of how big a house they can afford. Sometimes, individuals looking for a house might not get a loan that is big enough to cover their dream house. There are ways to qualify for a larger loan; however, one of the fastest methods is to use a co-signer. What Is A Co-Signer? A co-signer is someone who signs onto … [Read more...]

Filed Under: Mortgage Tagged With: Co-Signer, Mortgage, Qualify

3 Signs It Is Time For You To Refinance Your Mortgage

May 14, 2020 by Rilian Ball

If you are looking for ways to save money on your mortgage, refinancing might be a good option. For those who might not know, refinancing can help a homeowner reduce monthly mortgage payments by switching to a lower interest rate.  Basically, the homeowner takes out one loan at a lower interest rate to pay off the old loan, which is at a higher interest rate. While the homeowner may have to pay closing costs a second time, this could save someone hundreds of thousands of dollars over the … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Mortgage, Refinancing

How To Pay Off Your Mortgage Early: 4 Methods That Work

May 13, 2020 by Rilian Ball

While a mortgage is a necessity for many people who have the dream of owning a home, it is also a form of debt. Most people do not like owing money to someone else. Therefore, homeowners might be looking for ways to pay off their mortgage early. The reality is that people are charged interest for having a mortgage. If a mortgage is paid off early, this is less money than the bank will take and more money in the pockets of homeowners. There are a few methods people can use to pay off their … [Read more...]

Filed Under: Mortgage Tagged With: Financing, Financing Options, Mortgage

4 Things Not To Do When Buying A Home

May 6, 2020 by Rilian Ball

There is a long list of things that people need to do when they are looking to buy a home; however, it is also important for people to know what to avoid as this process unfolds. There is a lot for people to remember and it is easy for people to get carried away when they start looking at their dream homes. Even though it is great to look at a bunch of houses and imagine living there, it is critical for people to stay grounded and know what to avoid. Do Not Make Any Large Purchases During The … [Read more...]

Filed Under: Mortgage Tagged With: Credit, Financing, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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Loan Options

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  • FHA Home Loan
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