Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

How Long Does It Take to Refinance a House?

June 21, 2024 by Rilian Ball

Refinancing your home can be a smart financial move, offering you the chance to secure a better interest rate, reduce monthly payments, or even tap into your home's equity. However, one of the most common questions homeowners have is: "How long does it take to refinance a house?" While the timeline can vary based on several factors, here's a general overview to help you understand the process. 1. Preparing to Refinance (1-2 Weeks) Before diving into the refinance process, it's essential to get … [Read more...]

Filed Under: Mortgage Tagged With: Home Refinance, Mortgage Tips, Refinance

Home Mortgage Application: Understanding Proof of Income

June 20, 2024 by Rilian Ball

Buying a new home is exciting, but it comes with a fair share of paperwork, especially when applying for a mortgage. One crucial component lenders will analyze is your proof of income. Let's take a look at what proof of income involves, document examples, and where to find them. What is Proof of Income? Proof of income is documentation that verifies your earnings. Lenders require this to ensure you have a steady income stream capable of covering your mortgage payments. This documentation … [Read more...]

Filed Under: Mortgage Tagged With: Home Mortgage, Income Verification, Mortgage Approval

Exploring 5 Types of Refinance Loans

June 18, 2024 by Rilian Ball

Refinancing your mortgage can be a smart financial move, offering potential savings, access to cash, or improved loan terms. With various refinancing options available, it's essential to understand what each type entails to make an informed decision. Let's look into five popular types of refinance loans: Rate and Term Refinance, Cash-Out Refinance, Cash-In Refinance, Home Affordable Refinance Program (HARP), and Short Refinance. 1. Rate and Term Refinance What is it? A Rate and Term Refinance … [Read more...]

Filed Under: Mortgage Tagged With: Home Equity, Mortgage Refinance, Refinance Loans

Important Tips for Paying Off Your Mortgage Early and Saving on Interest

June 14, 2024 by Rilian Ball

Are you dreaming of the day when you can declare yourself mortgage-free? Paying off your mortgage early not only liberates you from monthly payments but can also save you a significant amount in interest. While it may seem daunting, a few strategic moves can bring this goal within reach. Here are seven actionable tips to help you pay off your mortgage early and save on interest. 1. Make Biweekly Payments Instead of sticking to the conventional monthly payment schedule, consider switching to … [Read more...]

Filed Under: Mortgage Tagged With: Financial Freedom, Interest Savings, Mortgage Payoff

  • « Previous Page
  • 1
  • …
  • 8
  • 9
  • 10
  • 11
  • 12
  • …
  • 129
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Celebrating National Homeownership Month and How First-Time Buyer Programs Make It Possible
  • The Emotional Rewards of Homeownership and Why It’s Worth Celebrating in June
  • What’s Ahead For Mortgage Rates This Week – June 16th, 2025
  • Creative Strategies for Saving on Closing Costs

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in

Notifications