Rilian Ball

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Financing Mixed Use Properties: Live, Work, and Invest in One Place

September 23, 2025 by Rilian Ball

Mixed use properties are becoming an attractive option for buyers who want to combine residential, commercial, and investment opportunities all in one place. These properties can provide unique benefits, such as generating rental income while also serving as a primary residence. However, financing a mixed-use property requires a different approach than financing a traditional single-family home, and understanding the process is key to making the right decision. Understanding Mixed Use … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mixed Use Properties, Mortgage Tips, Real Estate Investing

Myths About Mortgages That Still Fool Homebuyers

September 19, 2025 by Rilian Ball

Buying a home is one of the biggest financial decisions most people will ever make, and the mortgage process can feel overwhelming. With so much information available, it is easy for myths to spread, and many homebuyers still believe ideas that are simply not true. Clearing up these misconceptions can make the path to homeownership less stressful and much more successful. Myth One: You Need Perfect Credit A common belief is that only people with flawless credit can qualify for a mortgage. While … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Buying Journey, Mortgage Myths, Mortgage Tips

How Parenthood Changes Mortgage Needs and Housing Priorities

September 16, 2025 by Rilian Ball

Becoming a parent is one of life’s most exciting milestones. Along with the joy and responsibility of raising children, many families find that their housing needs and mortgage priorities change dramatically once little ones arrive. What may have worked for a single person or a couple often needs to be reevaluated when planning for the comfort, safety, and growth of a family. Space Becomes Essential One of the first priorities for parents is space. Families often seek larger homes with … [Read more...]

Filed Under: Mortgage Tips Tagged With: Homeownership Journey, Mortgage Tips, Parenthood

Strategies to Save on Your Mortgage in a Rising Rate Environment

September 12, 2025 by Rilian Ball

When interest rates climb, homeowners and buyers alike often feel pressure on their monthly budgets. Fortunately, there are strategies that can help you save money and manage your mortgage more effectively even in a rising rate environment. By making thoughtful adjustments and using available tools, you can still work toward long term financial security. Make Extra Payments Toward PrincipalOne of the simplest ways to reduce the total cost of your mortgage is by making extra payments directly … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Savings, Mortgage Tips, Rising Rates

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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  • FHA Home Loan
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