Rilian Ball

First Capital Group

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You May Need More Than You Think To Buy Your First Home

September 9, 2020 by Rilian Ball

Those who are thinking about buying their first home soon are likely saving up for a down payment. This can be a challenging process because, for many people, this is the largest amount of money they have ever saved in their lives. Sadly, the amount that people might need to buy their first home is more than they think. There are numerous other costs that go along with buying and maintaining a home. As a result, people need to save up more than they think. Even for starter homes that are usually … [Read more...]

Filed Under: Mortgage Tips Tagged With: Down Payment, Home Loan, Mortgage Loans

Condo Damage Caused By Contractors Hired By The HOA: Who Pays?

August 28, 2020 by Rilian Ball

For those who live in a condo, they know that there are numerous advantages that come with this living arrangement. Living in a condo means that other people are going to be responsible for landscaping and common areas while homeowners are still able to build equity in the home. At the same time, the HOA has quite a bit of power and one of the biggest concerns that people might have involves who pays for the damage in the event that something in the building has been damaged. There are a few … [Read more...]

Filed Under: Mortgage Tips Tagged With: Contractors, HOA, MortgageTips

From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

August 25, 2020 by Rilian Ball

If you're moving from a large home into a smaller house or condo, you're probably looking forward to enjoying a lower utility bill and not having to do as much cleaning. But before you move, you'll want to take certain precautions to ensure that you're not overwhelmed. A smaller home won't have as much room for your belongings, which means you may need to get creative. Here's how you can downsize without losing your mind. Decide What You're Going To Keep Before you do anything else, choose which … [Read more...]

Filed Under: Mortgage Tips Tagged With: Downsizing, Moving Tips, Selling a Home

Tips For Deciding The Value Of A Home

August 21, 2020 by Rilian Ball

Homes are more than just a building. They are filled with memories of children taking their first steps, holidays that were celebrated with family members and friends, and Super Bowl parties filled with smiles and cheers. These memories are priceless; however, people cannot let emotions cloud their judgment when they are trying to sell a house. Instead, it is important to focus on the building. There are a few tips that everyone should follow as they try to figure out how much their home is … [Read more...]

Filed Under: Mortgage Tips, Real Estate Tagged With: Home Value, Mortgage Tips, Pricing Your Home

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
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  • Jumbo Home Loan
  • USDA Home Loan

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