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Is Home Insurance Required When You Buy A House?

November 19, 2020 by Rilian Ball

For those who are thinking about buying a house in the near future, they are probably in the process of tabulating up all of their expenses. One of the common expenses is home insurance. Even though home insurance is certainly recommended, is it actually required? There are many situations where it is required. At the same time, even when it is not required, it is still a good idea. When it comes to homeowners’ insurance, there are a few important points to keep in mind.  Why Home … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Insurance, Homeowner Tips, Insurance

The Top Questions Everyone Should Ask Before Renovating A Home

October 23, 2020 by Rilian Ball

There are a lot of people who are looking to improve the home in which they live. One of the top ways to do this is to renovate the building; however, it is also important for everyone to make sure they know exactly what they are doing before they get started. There are several questions that everyone should ask before they start a home renovation project. Is The Home Worth Renovating? One of the top reasons why people renovate a home is that they think this is going to increase the value of the … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Budgets, Home Renovation, Mortgage

Understanding Title Insurance and How It Impacts Your Mortgage Loan

October 9, 2020 by Rilian Ball

When you buy a home, you will be given a title to your new property. A title is a legal document that proves you own the property, and in most cases the title excludes other parties from making an ownership claim. However, not all titles give you free and clear ownership of the property. Title insurance protects you and your lender from title disputes and other ownership issues that may arise. Here are just a few ways that title insurance can impact your mortgage. How Title Insurance Protects A … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Insurance, Mortgages, Title Insurance

Three Do-It-Yourself Seasonal Home Improvement Projects

September 30, 2020 by Rilian Ball

Owning a home comes with a lot of joy and responsibility. Many homeowners are looking for improvement projects that they can do themselves. There are a few options that rise to the surface. Take a look at some of the fun projects that most homeowners can do at home! Perform Routine Maintenance on the HVAC System One of the top projects that homeowners can perform involves routine HVAC maintenance. In order to make sure the HVAC system is running appropriately, it is important to service it … [Read more...]

Filed Under: Mortgage Tips Tagged With: Do It Yourself, Home Improvement, Homeowner Tips

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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