Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

How to Unlock Your Home’s Equity with a Cash-Out Refinance

July 31, 2024 by Rilian Ball

As a homeowner, you might be sitting on a valuable asset without even realizing it—your home equity. Tapping into this equity through a cash-out refinance can open up financial opportunities you hadn't considered. Here’s how you can unlock your home’s equity with a cash-out refinance and what you need to know before diving in. Understanding Cash-Out Refinance First and foremost, a cash-out refinance involves replacing your existing mortgage with a new one, but with a larger … [Read more...]

Filed Under: Mortgage Rates Tagged With: Cash Out Refinance, Financial Freedom, Home Equity

What’s Changed in the Industry? The Post-COVID Mortgage Landscape

July 26, 2024 by Rilian Ball

The COVID-19 pandemic reshaped many industries, and the mortgage sector was no exception. As we move further away from the pandemic, the mortgage industry continues to adapt, reflecting new economic realities, regulatory changes, and shifts in consumer behavior. For mortgage originators, understanding these changes is crucial to helping homebuyers navigate the current landscape. Here are some of the most significant transformations and what homebuyers should be aware of in the post-COVID world. … [Read more...]

Filed Under: Mortgage Rates Tagged With: HomeBuying, Mortgage Industry, Post COVID

How Economic Trends Influence Mortgage Lending

June 26, 2024 by Rilian Ball

As a consumer, understanding these economic trends can empower you to make informed decisions about your mortgage. Let’s discuss some key economic factors that influence mortgage lending and what they mean for you. Interest Rates: The Pulse of Mortgage Lending Interest rates are perhaps the most significant economic indicator affecting mortgage lending. When the Federal Reserve adjusts its benchmark interest rate, it directly impacts the rates banks offer on mortgages. Low-Interest Rates: … [Read more...]

Filed Under: Mortgage Rates Tagged With: Housing Market, Mortgage Lending, Mortgage Rates

Deciding Between 30-Year vs. 20-Year Mortgages: Which Is the Right Fit for You?

May 7, 2024 by Rilian Ball

Are you in the market for a new home? One of the most crucial decisions you'll face is choosing the right mortgage term. With options like 30-year and 20-year mortgages available, it's essential to weigh the pros and cons to make an informed decision that suits your financial goals. Let's discuss the debate of 30-year versus 20-year mortgages and explore which option might be better for you. The Case for a 30-Year Mortgage A 30-year mortgage is often the default choice for many homebuyers due to … [Read more...]

Filed Under: Mortgage Rates Tagged With: 20 Year Mortgage, 30 Year Mortgage, Mortgage

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • …
  • 27
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • How to Remove PMI Without Refinancing
  • The Effect of Local Job Markets on Mortgage Lending
  • What’s Ahead For Mortgage Rates This Week – July 28th, 2025
  • The Effect of Local Job Markets on Mortgage Lending

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in