Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

Should You Get a Mortgage If You Plan to Move Soon?

July 31, 2025 by Rilian Ball

Deciding to buy a home when you know you might move within a few years can be a challenging choice. Many people wonder if it makes financial sense to take on a mortgage if they will not live in the property long term. The answer depends on several factors, including your personal goals, market conditions, and your financial situation. Consider Your Time HorizonMortgage loans often come with upfront costs such as closing fees, appraisal costs, and sometimes private mortgage insurance. If you plan … [Read more...]

Filed Under: Mortgage Tagged With: Home Buying, Mortgage Tips, Moving Soon

How to Finance Energy-Efficient Home Improvements with a Mortgage

July 8, 2025 by Rilian Ball

As more homeowners look for ways to reduce utility bills and make their homes environmentally friendly, energy-efficient improvements have become a smart investment. The good news is that you do not need to pay out of pocket for all the upgrades at once. There are mortgage financing options that allow you to make energy-efficient improvements while also making your home more comfortable and affordable in the long run. One of the most common ways to finance these improvements is through an Energy … [Read more...]

Filed Under: Mortgage Tagged With: Energy Efficiency, Green Mortgage, Home Upgrades

Reflecting on the Meaning of Independence Day

July 4, 2025 by Rilian Ball

As Americans prepare to celebrate the Fourth of July, it is important to reflect on the core values that define our nation: freedom, opportunity, and the pursuit of a better life. These same ideals continue to inspire individuals and families across the country to pursue homeownership, which remains a foundational part of financial independence and long-term security. A Historic Commitment to Liberty and OpportunityIndependence Day commemorates the signing of the Declaration of Independence in … [Read more...]

Filed Under: Mortgage Tagged With: American Dream, Financial Freedom, Independence Day

Understanding the Basics of Mortgage Securitization

July 3, 2025 by Rilian Ball

What Is Mortgage Securitization?Mortgage securitization is the financial process of pooling together multiple mortgage loans and converting them into tradable investment securities. These securities are then sold to investors in the secondary market. This process provides liquidity to lenders, enabling them to issue more loans and support continued access to home financing. How the Process WorksThe process typically begins with a lender originating mortgage loans. These loans are then sold to a … [Read more...]

Filed Under: Mortgage Tagged With: Home Loan Basics, Mortgage Market, Mortgage Securitization

  • 1
  • 2
  • 3
  • …
  • 131
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Your Mortgage Timeline, Backward
  • From Divorce to Fresh Starts, the Mortgage Paths No One Talks About
  • Why Getting Pre-Approved Feels So Intimidating, and Why It Shouldn’t
  • What’s Ahead For Mortgage Rates This Week – August 4th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in