Rilian Ball

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Can You Use Income From Two Jobs to Qualify for a Mortgage?

January 8, 2025 by Rilian Ball

Balancing two jobs or a full-time career with a side hustle can be rewarding, not just for your wallet but also when it comes to qualifying for a mortgage. Lenders recognize that additional income can strengthen your application, but there are specific rules to ensure your income is reliable and sustainable. If you’re wondering whether you can use the income from two jobs to qualify for your dream home, the answer is yes, but there are some important factors to consider. How Lenders View … [Read more...]

Filed Under: Homeowner Tips Tagged With: Home Financing Center, Mortgage Advice, Mortgage Specialist

Key Professionals to Know When Building Your Homeowner Network

November 22, 2024 by Rilian Ball

Owning a home is a rewarding milestone that symbolizes stability and personal achievement. It also comes with its fair share of challenges and responsibilities. Maintenance, emergencies, and long-term property planning require having the right professionals in your network to ensure a smooth homeownership experience. Here are the key individuals every homeowner should connect with early on. 1. Insurance AgentYour home is likely your biggest investment, making a dependable insurance agent one of … [Read more...]

Filed Under: Homeowner Tips Tagged With: Essential Contacts, Home Maintenance, Homeowner Network

Tips for a More Productive and Comfortable Home Office Space

November 19, 2024 by Rilian Ball

As remote work continues to progress, having a well-designed home office is more than just a luxury, it has become a necessity. A thoughtfully created workspace can increase productivity, boost creativity, and promote overall well-being. As a mortgage originator, I’ve seen how creating a productive environment impacts work-from-home efficiency and comfort. Whether you’re setting up a corner nook or dedicating an entire room, here are six practical ideas to transform your home office … [Read more...]

Filed Under: Homeowner Tips Tagged With: Home Office Design, Productivity Tips, Remote Work

Green Mortgages Financing Energy Efficient Homes

July 9, 2024 by Rilian Ball

What is a Green Mortgage? A green mortgage is a type of home loan designed to incentivize energy-efficient building practices. These mortgages are specifically tailored for properties that meet certain environmental standards, encouraging homeowners and buyers to consider energy efficiency as a key factor in their purchasing decisions. Benefits of Green Mortgages Lower Energy Bills One of the most immediate benefits of investing in an energy-efficient home is the reduction in utility costs. … [Read more...]

Filed Under: Homeowner Tips Tagged With: Eco Friendly, Energy Efficient Mortgage, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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