Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

How to Build Credit For a Mortgage Starting This National Homeownership Month

June 19, 2025 by Rilian Ball

June is National Homeownership Month, a time to celebrate the dream of owning a home and offer guidance to those preparing to take that important step. One of the most impactful things you can do right now is to begin building or improving your credit. If you plan to purchase a home in the next 6 to 12 months, the work you do today could make a major difference in the loan terms you receive later. Check your credit report first. Before anything else, it is important to know where you stand. You … [Read more...]

Filed Under: Homeowner Tips Tagged With: Build Your Credit, First Time Home Buyer, Home Buying Goals

The Pros and Cons of Using Gift Funds for Down Payments

April 22, 2025 by Rilian Ball

For many homebuyers, especially first-time buyers, saving for a down payment can be one of the biggest hurdles to homeownership. Fortunately, gift funds, money given by family members, close relative, or even an employer can help bridge the financial gap. While using gift funds can make homeownership more attainable, there are important benefits and potential drawbacks to consider before relying on them. Pros of Using Gift Funds for a Down Payment Easier Path to HomeownershipOne of the biggest … [Read more...]

Filed Under: Homeowner Tips Tagged With: Down Payments, First Time Buyer, Homeownership

How Single Moms Can Achieve Homeownership with First-Time Homebuyer Grants

March 12, 2025 by Rilian Ball

Owning a home is an important goal for many people, and as a single mom, it can sometimes feel like a distant dream. But the reality is that homeownership is more achievable than you might think, especially when you know about the financial resources and programs available to you. First-time homebuyer grants, special loan programs, and down payment assistance can help you overcome the financial barriers that might otherwise stand in your way. Here's what single moms should know about these … [Read more...]

Filed Under: Homeowner Tips Tagged With: Homebuying Tips, Real Estate Tips, Single Mom Homebuyers

Second Mortgage vs. Refinancing and How to Identify Which Option is Right for You

February 14, 2025 by Rilian Ball

When homeowners need access to funds or want to optimize their mortgage terms, they often face a critical decision: Should I get a second mortgage or refinance? Both options have unique advantages and considerations, making it essential to evaluate your financial situation and long-term goals before choosing the best path. Understanding a Second Mortgage A second mortgage is a loan that allows homeowners to borrow against their home equity while keeping their original mortgage intact. There are … [Read more...]

Filed Under: Homeowner Tips Tagged With: Home Loans, Real Estate Finance, Refinancing

  • 1
  • 2
  • 3
  • …
  • 6
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • The Top 5 Mortgage Myths Debunked for National Homeownership Month
  • How to Build Credit For a Mortgage Starting This National Homeownership Month
  • Celebrating National Homeownership Month and How First-Time Buyer Programs Make It Possible
  • The Emotional Rewards of Homeownership and Why It’s Worth Celebrating in June

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in