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The Top 5 Mortgage Myths Debunked for National Homeownership Month

June 20, 2025 by Rilian Ball

June is National Homeownership Month, a time to shine a spotlight on the opportunities and advantages of owning a home. It is also the perfect moment to clear up some of the most common myths that hold people back from pursuing a mortgage. Many potential buyers delay their homeownership dreams because of outdated beliefs or misinformation. Let’s break down the top five myths and explain what is really true in today’s mortgage world. Myth 1: You need perfect credit to qualify for a … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Homeownership Truths, Mortgage Education, Mortgage Myths

Eco-Friendly Homes for a Sustainable Tomorrow

September 25, 2024 by Rilian Ball

In recent years, the concept of eco-friendly homes has gained significant traction, and for good reason. As awareness of environmental issues grows, more homeowners are seeking ways to minimize their carbon footprint while also reaping the benefits of sustainable living. We will discuss the world of eco-friendly homes, exploring their sustainable features and the potential cost savings they offer. From solar panels to energy-efficient appliances, there's a plethora of options available to … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Eco-Friendly Homes, Home Buying, Reduced Energy Consumption

Strategies to Make Homeownership Accessible for All

August 22, 2024 by Rilian Ball

The dream of owning a home can seem out of reach for many. However, various affordable housing initiatives are making homeownership more accessible. I want to share some strategies and programs designed to help you achieve your dream of owning a home. Understanding Affordable Housing Firstly, it's important to understand what affordable housing means. Affordable housing refers to housing units that are affordable to individuals or families with low to moderate incomes. This is often determined … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Affordable Housing, Homeownership, Housing Programs

House Hacking Pros And Cons Explained

July 11, 2024 by Rilian Ball

Have you ever heard of house hacking? It’s a real estate strategy that allows you to live in a property while renting out part of it to generate income. This approach helps offset your living expenses and can even pave the way to financial independence. Here’s a breakdown of what house hacking entails, along with its benefits and drawbacks. What Is House Hacking? House hacking involves purchasing a property, living in one part of it, and renting out the other parts. The most common … [Read more...]

Filed Under: Homebuyer Tips Tagged With: House Hacking, Landlord, Reduce Living Expenses

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • The Top 5 Mortgage Myths Debunked for National Homeownership Month
  • How to Build Credit For a Mortgage Starting This National Homeownership Month
  • Celebrating National Homeownership Month and How First-Time Buyer Programs Make It Possible
  • The Emotional Rewards of Homeownership and Why It’s Worth Celebrating in June

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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