Rilian Ball

First Capital Group

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Budgeting 101: How to Plan Your Budget Around Your Monthly Mortgage Payments

July 6, 2017 by Rilian Ball

If you've decided to invest in a home, you might be wondering how to make all of the expenses work. From the groceries to your mode of transportation, all of those little things can quickly add up. Fortunately, it's easy enough to ensure you have the money each month by carefully calculating your expenses and ensuring there's a little wiggle room in case of leaner times. Here are the details on how to begin with your mortgage budgeting plan. Calculate Your Monthly Payment Whether you've just … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payments

A Quick Look at Reverse Mortgages: The Golden Ticket to Enjoying Your Golden Years

June 30, 2017 by Rilian Ball

With a high volume of millennials set to enter the real estate market this year, it may seem like all the available options out there were created to snag new home buyers. However, there are products available on the market that cater to those who are in their golden years too. If you're older than 62 and are currently weighing the options with your mortgage, here are the basics on reverse mortgages and why they might positively benefit you. The Scoop On Reverse Mortgages It may seem like this … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Reverse Mortgages

Want a Quick Mortgage Approval? Come Prepared With These 5 Key Items

June 27, 2017 by Rilian Ball

Whether you're finally prepared to get into the real estate market or you want to know how you can make a deal quick, there are a few necessary documents you'll need to prove your reliability to a mortgage lender. If you're wondering what will be involved in getting the application approval you're looking for, here are the documents you'll want to have on hand when the time comes. Previous Tax Returns In order to ensure the earnings information you've provided to the lender, you'll have to have … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Understanding How Mortgage Calculators Work and When to Make Use of One

June 23, 2017 by Rilian Ball

Investing in a home is a big financial decision, and along with the decision to buy is the question of how much mortgage you'll be able to afford. While your debt-to-income ratio can be helpful in determining the range for your mortgage amount, a mortgage calculator can be a beneficial tool in coming to a potential price. If you're curious about how and if this financial tool can benefit you, here are the details about using a mortgage calculator. What Does It Do? It's very important to ensure … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Calculators

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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