Rilian Ball

First Capital Group

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The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

September 14, 2022 by Rilian Ball

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you'll find our quick and easy guide to determining just how much "house" you can afford. Let's get started! Start By Making A Proper Budget The first thing you'll want to do is sit down and get a full budget put together. The easiest way to get the process started is to begin with two lists: income and expenses. For the … [Read more...]

Filed Under: Home Mortgage Tips, Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

September 2, 2022 by Rilian Ball

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren't necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it's the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you're looking to improve your understanding and your finances, here's what you need to know about small mistakes and your FICO score. Making Late Payments The … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Credit Score, Mortgage, Mortgage Applications

Understanding the Principal Limit on a Reverse Mortgage and What Happens if You Reach It

August 18, 2022 by Rilian Ball

If you're considering applying for a reverse mortgage, you'll want to ensure you understand certain critical factors. One such factor is the principal limit. The principal limit will have a strong influence on your finances, which is why you'll need to ensure you know – before applying for your reverse mortgage – what your principal limit is. So how does a principal limit work, and how can you find out what yours is? Here's what you need to know. Principal Limit: The Maximum Amount … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

Call in the Pros: 4 Ways That Using a Mortgage Professional Will Save You a Lot of Money

August 10, 2022 by Rilian Ball

It may seem better to go it alone when it comes to acquiring a mortgage, but there are many benefits associated with using a mortgage professional that can make finding your dream home a lot easier. If you're currently getting prepared to hit the market and are weighing your options, here are some reasons that a professional who knows the neighborhood will save you money. Strong Market Knowledge Many homebuyers can take a look at the MLS listings to find the price of properties selling in the … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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