Rilian Ball

First Capital Group

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Are You Ready for Home Ownership? Find Out by Answering These 4 Questions

January 26, 2024 by Rilian Ball

Do you ever dream about a larger, roomier, or more luxurious living space? Or perhaps just want to experience the joy of owning your own home and building your net worth instead of renting? Let's explore a few questions that can help to answer whether or not you're ready for a new lifestyle as a homeowner. Can You Realistically Afford To Buy A Home? The first consideration to make is a financial one: can you afford it? Buying a home is a significant financial investment. In most cases, you'll … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Negotiating Homebuying Costs: Securing Your Dream Home at the Right Price

November 30, 2023 by Rilian Ball

Buying a home is one of life's significant milestones, but it often comes with a significant price tag. Fortunately, the sticker price on a house isn't always set in stone. When buying a home, negotiating certain costs can save you a significant amount of money. Here are some costs that every homebuyer should negotiate: Closing costs: Closing costs are the fees associated with finalizing the purchase of a home. They typically include things like appraisal fees, title search fees, and attorney … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buying Tip, Mortgage, Negotiate

What Does Contingent Mean on a House Sale

September 26, 2023 by Rilian Ball

In the context of a house sale, "contingent" typically means that the sale of the house is dependent on certain conditions being met. These conditions could include things like the buyer securing financing, the completion of a home inspection, or the sale of the buyer's current home. For example, if a buyer makes an offer on a house and the offer is accepted by the seller, the sale may be contingent on the buyer obtaining financing within a specified period of time. If the buyer is unable to … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Appraisal, Contingent, Mortgage Tips

What is a Home Warranty?

July 21, 2023 by Rilian Ball

A home warranty is a type of service contract that provides coverage for repairs or replacements of major systems and appliances in a home. It typically covers items such as heating and cooling systems, electrical systems, plumbing, water heaters, and kitchen appliances. Home warranties are purchased by homeowners to protect against unexpected expenses for repairs or replacements that may occur due to normal wear and tear. When a covered item breaks down, the homeowner can contact the home … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Warranty, Mortgage, Repairs

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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