Rilian Ball

First Capital Group

  • Home
  • About
  • Main Website
  • Get a Quote
  • Apply
  • Contact

How Parenthood Changes Mortgage Needs and Housing Priorities

October 21, 2025 by Rilian Ball

Becoming a parent changes everything, including how you think about homeownership. The priorities that once guided your decisions, like proximity to nightlife, short commutes, or luxury finishes, shift dramatically when you start planning for a growing family. Suddenly, your focus moves from what suits your lifestyle today to what supports your family’s future tomorrow. Space Becomes a Necessity, Not a LuxuryOne of the first changes new parents experience is the need for more space. That … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Housing Priorities, Mortgages, Parenthood

What’s Ahead For Mortgage Rates This Week – October 20th, 2025

October 20, 2025 by Rilian Ball

The government has been facing a shutdown for the past 19 days with continued obstinacy from both parties, largely over healthcare subsidies. As a result, there will be few major reports this week, the most notable being the Federal Reserve’s Beige Book, which indicates that the U.S. economy is once again showing signs of slowing. Federal Reserve Chairman Jerome Powell also provided comments on the current inflation outlook, noting that multiple private and public data sources show … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

The Role of Credit Inquiries in Mortgage Approval

October 17, 2025 by Rilian Ball

When preparing to apply for a mortgage, it is important to understand how credit inquiries can impact your chances of approval. Lenders use your credit report to assess risk, and every inquiry can play a role in how they view your financial stability. By knowing the difference between soft and hard inquiries, borrowers can make smarter decisions and protect their credit scores during the home buying process. Soft vs. Hard Credit InquiriesA soft credit inquiry occurs when a lender or other … [Read more...]

Filed Under: Mortgage Tagged With: Credit Inquiries, Mortgage Approval, Mortgages

How Changing Jobs Affects Mortgage Approval

October 16, 2025 by Rilian Ball

Switching jobs can be an exciting step in your career, but for homebuyers, it can also raise questions about mortgage approval. Lenders evaluate income stability when considering a mortgage application, and a recent job change can influence how they view your ability to repay the loan. Understanding how a new position impacts your application can help you plan strategically and improve your chances of approval. How Lenders Assess Employment StabilityLenders want to ensure that borrowers have a … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Changing Jobs, Mortgage Approval, Mortgage Tips

  • « Previous Page
  • 1
  • …
  • 6
  • 7
  • 8
  • 9
  • 10
  • …
  • 619
  • Next Page »

Rilian BallFirst Capital Logo

Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

Browse Articles by Category

Get in Touch!

  • This field is for validation purposes and should be left unchanged.

Search this website

Recent Articles

  • Thanksgiving Day Gratitude
  • The Role of Asset Verification in Mortgage Underwriting
  • How Non-Occupant Co-Borrowers Can Help with Mortgage Qualification
  • What’s Ahead For Mortgage Rates This Week – November 24th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in