Rilian Ball

First Capital Group

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Locked in a Bidding War? 3 Tactics That Will Ensure That You Reign Supreme with a Winning Bid

October 21, 2015 by Rilian Ball

Bidding wars can be ugly, nasty things - but with the right tactics, you can come out a winner without having to double your offer. Welcome to basic training - today, you'll learn how to navigate the obstacle course that is a real estate bidding war and come out on top. Put these three strategies to use and you'll easily win the home of your dreams. Offer To Pay The Deposit In Cash It's not usually wise to make a down payment in cash, but paying cash for the deposit is a brilliant strategy that … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Negotations

Can You Give a Relative a Gift of Cash for a Mortgage Down Payment? Yes – Here’s How

October 20, 2015 by Rilian Ball

A new house is a major investment. Even if you have a mortgage, the bank and the seller will still expect a sizeable down payment. That's why lots of people regularly gift down payments to friends and relatives - it's a great way to help young people start out on the path of home ownership. But what are the rules around gifting down payments? Can you simply give someone everything they need? Although it's a generous thought, it's not always possible - here's what you need to know. Make Sure You … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgages

What’s Ahead For Mortgage Rates This Week – October 19, 2015

October 19, 2015 by Rilian Ball

Last week's economic reports included Consumer Price Index and Core index for September, the minutes of the FOMC meeting held September 15 and 17, and weekly reports on mortgage rates and new jobless claims. The details: FOMC Minutes Hint at Looming Rate Hike as Inflation Lags Minutes of the Federal Open Market Committee meeting held in September suggest that while Fed policy makers have reservations about low inflation and labor markets, they may go ahead and raise the target federal funds rate … [Read more...]

Filed Under: Market Outlook Tagged With: Consumer Price Index, FOMC, Freddie Mac

3 Autumn-inspired Decor Ideas That Will Spice Up Your Home

October 16, 2015 by Rilian Ball

With the season of jack-o'-lantern's and crunchy leaves under foot, there can't help but be plenty of ways to integrate the loveliness of autumn into your home decorations. Whether you're looking for a simple touch or a statement that will completely define a room, here are a few ideas for highlighting the best the fall has to offer. Showcase a Seasonal Bouquet A vase full of flowers can add a lot to any room in the house, but a great way to integrate the season outside with your home is to make … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Staging

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Rilian Ball


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NMLS # 202687

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Recent Articles

  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
  • The Impact of Rental Income on Mortgage Qualification
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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