Rilian Ball

First Capital Group

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Remodeling 101: How to Create a Proper Budget for Any Renovation, Large or Small

November 18, 2015 by Rilian Ball

Whether you're readying to put your home on the market or you haven't updated your space in a while and want to modernize, approaching renovations can be a struggle. With so many things to fix up, both large and small, it can seem overwhelming to prioritize, set the money aside and get to work. If you're having trouble figuring out where to begin with budget, here are some tips for how to properly prioritize so you can maximize your renovation expenditures. Determine What Is Most Important … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Refinancing Tips: 5 Questions to Ask Your Lender to Ensure You’ve Done Your Homework

November 17, 2015 by Rilian Ball

If you're looking to refinance your home, you're likely going to benefit from lower mortgage payments. But lower mortgage payments aren't the whole story with a refinance. A refinance plan may change several key terms of your mortgage agreement – which may work for or against you. Before you refinance, you'll want to ask your lender these five key questions – it'll help you ensure you're getting a deal you can afford. How Long Does It Take To Close? Closing a refinance isn't always … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

What’s Ahead For Mortgage Rates This Week – November 16, 2015

November 16, 2015 by Rilian Ball

Last week's economic releases included Existing Home Sales, Commerce Department Releases on Housing Starts and Building Permits and the National Association of Home Builders/Wells Fargo Housing Market Index. Mortgage rates and new jobless claims were released according to their weekly schedule. Home Builder Confidence Holds Firm in April According to April's National Association of Home Builders/Wells Fargo Housing Market Index, home builder confidence held steady with a reading of 58 for the … [Read more...]

Filed Under: Mortgage Rates Tagged With: Freddie Mac, Housing Market Index, Mortgage Rates, National Association of Realtors

Expecting Children: How to Quickly Move into a Larger Home Before a Baby Arrives

November 13, 2015 by Rilian Ball

Starter homes are incredibly popular for young couples who plan to have a family in the future but don't need a large place yet. Life moves pretty fast sometimes and many couples find themselves expecting children before they have begun to look for the next home. This shouldn't be a problem, as moving into a larger home before the baby arrives can be a lot easier than it appears. Always Move Before The Baby Is Born There is a choice when upgrading a home for children: moving beforehand and … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Moving Tips

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Rilian Ball


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NMLS # 202687

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  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
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