Rilian Ball

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Are You ‘Mortgage Pre-approval Worthy’? Learn How to Assess Your Finances in 10 Minutes

March 9, 2017 by Rilian Ball

Finding the right home and the right mortgage can take a lot of time and energy, so it's important to consider whether you'll be prepared for approval before diving into the process. Whether you've had some financial setbacks or you just want to have an idea ahead of time, here are some ways to quickly determine if you'll be pre-approved for a mortgage. Do You Have A Down Payment? You may have heard that the ideal down payment amount is 20% of the cost of the home, but this doesn't mean you have … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Buying Small, Living Large: 4 Big Pros to Buying a Smaller House or Condo

March 8, 2017 by Rilian Ball

Are you on the hunt for a more efficient living space? Whether you're a first-time buyer or downsizing from a larger home, buying small can still mean living big. Let's explore four positives to living in a smaller, more intimate house or condo. You're Going To Save Money The first, most obvious and most exciting reason is that you're going to save money. The home itself will cost less than a larger one, especially if there is less land or property included. Even better: the money you save on … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Feeling ‘Priced Out’ of Your Local Market? Here’s How You Can Still Buy a Great New Home

March 7, 2017 by Rilian Ball

If you're trying to buy a new home, few things are more frustrating than a hot real estate market. When home prices are climbing fast it can feel like you'll never be able to save enough for your down payment. In today's post we'll share a few ways that you can get in – even if you're feeling priced out. Start Smaller And Upgrade Later If you're a single professional or a young couple, it might be wise to start with a smaller starter home. While a townhouse or condo might not feel as large … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – March 6, 2017

March 6, 2017 by Rilian Ball

Last week's economic readings included reports on construction spending, Case-Shiller Home Price Indices and pending home sales. Fed Chair Janet Yellen said in a speech that federal interest rates would "likely" be raised. Weekly reports on new jobless claims and mortgage rates were also released. Pending Home Sales Slump as Available Homes Dwindle Pending Home sales fell in January as inventories of available homes declined. Prospective buyers faced with fewer choices may have chosen to wait … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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