Last week's economic news was slim, with few scheduled reports released. Job openings for April, along with weekly readings on mortgage rates and weekly jobless claims were released. Job openings rose in April, while weekly jobless claims were lower. The headline event last week was a further decrease in fixed-rate mortgage interest rates. Mortgage Rates Lowest in Almost 7 Months Freddie Mac reported that average rates for fixed rate home loans fell again last week. Mortgage rates typically … [Read more...]
Mortgage 101: This Is How Mortgage Refinancing Works, in Plain and Simple Terms
There are so many unfamiliar terms involved in the real estate market that it can be easy to be confused by the jargon. However, some words are more important to learn than others if they can end up benefiting you in the long run. Whether or not you've heard of mortgage refinancing, here are the basics on what this may mean for your home and whether or not it's an option you should consider. Acquiring A Lower Rate If you're new to refinancing, the primary reason that most homeowners choose this … [Read more...]
Dusty Attic, No More: How to Convert an Attic Into a Usable Living Space
The attic may be one of the spaces in the house that everyone prefers to avoid, but many people forget that an attic can be a great place for a bedroom or an additional living room. If you're wondering how you can go about upgrading your attic for everyday use, here are some things to think about before you move forward. Consider The Access Routes In order for an attic to function as a truly livable space, you will need to have access to it and there will also need to be a fire escape route. … [Read more...]
Thinking About Investing in Real Estate? Here’s What You’ll Need to Get a Second Mortgage
The decision to invest in a home is a big one for many people, but if you're making the foray into real estate the second time around, it's even more important to be financially aware and prepared. If you're wondering what you'll need in order to get approved for an investment property, here are some things that you'll want to consider before deciding a second property is in your future. A Larger Down Payment Due to the risk factor involved in taking on more than one loan, acquiring a second … [Read more...]
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