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First Capital Group

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Predicting a Hefty Tax Refund This Spring? 3 Reasons You Should Use It for Home Renovations

March 14, 2017 by Rilian Ball

There's a burden that comes along with having to do your taxes every spring, but it can actually be a great benefit if you're getting a sizeable refund this year. While many people like the idea of going on a trip or spending the extra funds, here's why you may want to consider investing it back into your home for a profit you'll be able to see! It's Free Money Many people will argue that your tax refund is money that's already owed to you and is part of your income, but it still tends to feel … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

What’s Ahead For Mortgage Rates This Week – March 13, 2017

March 13, 2017 by Rilian Ball

Last week's economic readings included reports on construction spending, Case-Shiller Home Price Indices and pending home sales. Fed Chair Janet Yellen said in a speech that federal interest rates would "likely" be raised. Weekly reports on new jobless claims and mortgage rates were also released. Pending Home Sales Slump as Available Homes Dwindle Pending Home sales fell in January as inventories of available homes declined. Prospective buyers faced with fewer choices may have chosen to wait … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Making the Grade: How to Research Local Schools Before Buying Your Next Home

March 10, 2017 by Rilian Ball

There are so many things involved in moving into a new home in a different neighborhood that it can be easy to forget about the proximity of many nearby amenities. However, if you have children, the local schools available can make-or-break the decision on whether or not to invest in a house. If you're wondering how you can find out more about the local school, let the following tips be your guide. Take a Web-Search To SchoolMatch.com One of the benefits of so many things being online these days … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips

Are You ‘Mortgage Pre-approval Worthy’? Learn How to Assess Your Finances in 10 Minutes

March 9, 2017 by Rilian Ball

Finding the right home and the right mortgage can take a lot of time and energy, so it's important to consider whether you'll be prepared for approval before diving into the process. Whether you've had some financial setbacks or you just want to have an idea ahead of time, here are some ways to quickly determine if you'll be pre-approved for a mortgage. Do You Have A Down Payment? You may have heard that the ideal down payment amount is 20% of the cost of the home, but this doesn't mean you have … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • How Property Taxes Impact Your Mortgage Payment
  • The Impact of Inflation on Mortgage Rates and Home Affordability
  • How to Pay Off Your Mortgage 10 Years Early Without Extra Payments
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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