Rilian Ball

First Capital Group

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Buying Small, Living Large: 4 Big Pros to Buying a Smaller House or Condo

March 8, 2017 by Rilian Ball

Are you on the hunt for a more efficient living space? Whether you're a first-time buyer or downsizing from a larger home, buying small can still mean living big. Let's explore four positives to living in a smaller, more intimate house or condo. You're Going To Save Money The first, most obvious and most exciting reason is that you're going to save money. The home itself will cost less than a larger one, especially if there is less land or property included. Even better: the money you save on … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Feeling ‘Priced Out’ of Your Local Market? Here’s How You Can Still Buy a Great New Home

March 7, 2017 by Rilian Ball

If you're trying to buy a new home, few things are more frustrating than a hot real estate market. When home prices are climbing fast it can feel like you'll never be able to save enough for your down payment. In today's post we'll share a few ways that you can get in – even if you're feeling priced out. Start Smaller And Upgrade Later If you're a single professional or a young couple, it might be wise to start with a smaller starter home. While a townhouse or condo might not feel as large … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – March 6, 2017

March 6, 2017 by Rilian Ball

Last week's economic readings included reports on construction spending, Case-Shiller Home Price Indices and pending home sales. Fed Chair Janet Yellen said in a speech that federal interest rates would "likely" be raised. Weekly reports on new jobless claims and mortgage rates were also released. Pending Home Sales Slump as Available Homes Dwindle Pending Home sales fell in January as inventories of available homes declined. Prospective buyers faced with fewer choices may have chosen to wait … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Thinking About Refinancing Your Mortgage? 4 Ways to Ensure It’s Worth Your Time

March 3, 2017 by Rilian Ball

If you're familiar with the real estate market, you've likely heard the term 'refinancing' and may be wondering what this can mean for your mortgage and your financial well-being. While refinancing can be a great benefit for those who are looking for a lower interest rate or a different mortgage type, here are the details on what it can offer and whether or not it will work for you. Acquiring A Lower Interest Rate The most common reason people consider refinancing their home is to take advantage … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Explaining Mortgage Options for Self-Employed Borrowers with Irregular Income
  • The Impact of Rental Income on Mortgage Qualification
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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