Rilian Ball

First Capital Group

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Can Freelancers Get a Mortgage?

June 10, 2025 by Rilian Ball

If you are self-employed or work as a freelancer, you may be wondering whether buying a home is even possible. The good news? It absolutely is, but you will want to be prepared for a few extra steps in the process. Here are five common questions freelancers ask when it comes to getting a mortgage. What Makes It Harder for Freelancers To Get Approved?Freelancers don’t receive W-2s or paystubs, which means documenting income can be more involved. Instead, lenders look at tax returns, bank … [Read more...]

Filed Under: Mortgage Tips Tagged With: Freelancer Finance, Mortgage Tips, Self-Employed Life

What’s Ahead For Mortgage Rates This Week – June 9th, 2025

June 9, 2025 by Rilian Ball

With next week bringing the latest wave of inflation data reports--namely the CPI and PPI--this week featured a slew of releases with minimal impact. The Trade Deficit and the Federal Reserve's Beige Book stood out as the main indicators reflecting the current state of the economy. Although tariffs have largely been put on pause, their effects continue to reverberate across numerous industries. Significant concern remains due to the instability in decision-making from the current administration. … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How Property Taxes Impact Your Mortgage Payment

June 6, 2025 by Rilian Ball

When buying a home, most people focus on the home price, interest rate, and monthly payment. But there's another major factor that can significantly affect your mortgage: property taxes. These taxes can make your mortgage payment higher than expected and understanding how they work is key to managing your budget effectively. Below, I will break down how property taxes influence your mortgage and what you can do to plan ahead. What Are Property Taxes?Property taxes are local taxes assessed on … [Read more...]

Filed Under: Mortgage Tagged With: Escrow Account, Mortgage Tips, Property Taxes

The Impact of Inflation on Mortgage Rates and Home Affordability

June 5, 2025 by Rilian Ball

Inflation has made a loud and lasting entrance into our daily lives. From groceries to gas prices, everything seems more expensive. One of the most significant areas where inflation leaves its mark is in the housing market, particularly mortgage rates and home affordability. As inflation continues to fluctuate, many potential homebuyers are left wondering how it all connects, and what it means for their financial future. How Inflation Drives Mortgage RatesInflation refers to the rise in the cost … [Read more...]

Filed Under: Mortgage Tagged With: Home Affordability, Inflation Impact, Mortgage Tips

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
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  • Jumbo Home Loan
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