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Going Green(er): 3 Common Waste Items You Had No Idea You Can Recycle

July 18, 2017 by Rilian Ball

It has never been more popular to live a "green" lifestyle and develop sustainable living practices that will help out the planet. While you may be used to recycling cardboard boxes and giving away your old hand-me-down clothes, there are probably a few household items you didn't even know you could recycle! If you're wondering what to do with some of your old, used items, here are a few things that may be ready for re-use. Re-constituting Your Lenses It's common to think your eyeglass … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips

What’s Ahead For Mortgage Rates This Week – July 17, 2017

July 17, 2017 by Rilian Ball

Inflation Rate Stays Flat in June Inflation was flat in June, but achieved a 0.00 percent reading as compared to May's – 0.10 percent reading. Analysts expected a June reading of +0.10 percent reading month-to-month. The Federal Open Market Committee of the Federal Reserve has established a benchmark reading of 2.00 percent inflation year-over-year as an indication of economic recovery. In recent months, the Fed has increased its target federal funds rate at each meeting of the FOMC. A … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Buyer Beware: Three Major Red Flags to Watch for When Visiting Open Houses

July 14, 2017 by Rilian Ball

An open house is a good opportunity to get out and about to see what kind of home you're looking for and if it will work for you. Fortunately, they can also be a good opportunity to find out some things about the house you're looking at that might not be listed on the website and may be less than flattering. If you're wondering what red flags to watch out for, pay attention to the following things the next time you're at a showing. Strong Odors Many home sellers try to engage the senses in order … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Open Houses

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

July 13, 2017 by Rilian Ball

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren't necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it's the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you're looking to improve your understanding and your finances, here's what you need to know about small mistakes and your FICO score. Making Late Payments The … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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Rilian Ball


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NMLS # 202687

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  • How Property Taxes Impact Your Mortgage Payment
  • The Impact of Inflation on Mortgage Rates and Home Affordability
  • How to Pay Off Your Mortgage 10 Years Early Without Extra Payments
  • Will Multiple Mortgage Applications Hurt Your Credit Score?

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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