Last week's economic news included readings on new and existing home sales and mortgage rates. Also released were reports on new jobless claims and consumer sentiment. New and Existing Home Sales Lower in December According to the U.S. Commerce Department, sales of new homes fell to 536,000 sales on a seasonally-adjusted annual basis. This reading was markedly lower than the expected rate of 595,000 sales and November's reading of 598,000 sales. Analysts said that the drop in new home sales … [Read more...]
The First-Time Home Buyer’s Guide to Getting the Best Possible Mortgage Rate
Whether they're found online or heard from family and friends, there are so many mortgage tips out there that it can be hard to know exactly how to proceed. But, if you're new to the market, there are a few surefire things you can do to get a mortgage rate you'll feel good about. For some of the best tips on getting a great loan, look no further than the following. Know Your Credit History It's a simple fact that one of the most important factors in your mortgage application is your credit … [Read more...]
4 Websites to Help You Evaluate the Safety of Your Future Neighborhood
When you're just moving into a neighborhood, it can be hard to know exactly what you're getting into. Certainly, you can see the sights for yourself and read about your new community online, but there are still things that may not be readily available. If you're looking for the cold, hard facts on the safety of your neighborhood, look no further than the following websites for the things you'll want to know. Situation Alerts on SpotCrime By simply typing your street address in at SpotCrime, you … [Read more...]
Refinancing Your Mortgage: How To Get The Most Out of Your Home Equity
With interest rates on the rise following the 2016 election, it's possible that you're now considering your options for refinancing your current mortgage. It can sometimes be hard to know all of the ins and outs of making this choice, though, and it's important to know what's involved. If you're trying to determine if refinancing will work for you, here are some of the basics on this option and what it can mean for your equity. Acquiring A Lower Interest Rate One of the most common reasons for … [Read more...]
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