Rilian Ball

First Capital Group

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Getting Tired of Renting? Here Are the Top 5 Reasons Why Young People Prefer Owning a Home

August 10, 2017 by Rilian Ball

At some point in their lives, every renter thinks about home ownership and whether or not it's worth it. Let's explore the top 5 reasons why young individuals prefer the idea of owning a home over renting. It's All About Control It's unlikely to come as a surprise that having control over their living space is the number one reason that younger buyers prefer owning over renting. Living in a home owned by someone else limits your ability to customize your home. Want to expand a room or rip out … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

August 9, 2017 by Rilian Ball

Does the thought of repaying your mortgage for the next twenty-plus years leave you feeling a little down? Whether you've had your mortgage for weeks or years, accelerating your payments is an excellent option that can help get your mortgage fully paid off in a shorter time frame. Let's explore three great reasons to accelerate your payments so that your mortgage debt is paid down faster. You'll Be Debt-Free That Much Faster It may seem obvious, but it's worth stating that you'll be debt-free … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payments

Community Living: The Quick and Easy Guide to Starting a Community Garden

August 8, 2017 by Rilian Ball

Ah, the city. With so many people living in an urban landscape these days, it can be hard to find anything more than a planter on the balcony for your herbs. And good luck finding space for vegetables or large flowering plants! Fortunately, coming up with a community garden can be a great way to get the locals together. If you're wondering how to get started with this fun project, begin with the following guide. Find The Right People Organizing your own community garden can seem overwhelming at … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Community Involvement, Homeowner Tips

What’s Ahead For Mortgage Rates This Week – August 7, 2017

August 7, 2017 by Rilian Ball

Last week's economic news included readings on pending home sales, construction spending. Several reports related to employment were also posted along with weekly readings on mortgage rates and new jobless claims. Pending Home Sales Rise as Construction Spending Lags Pending home sales rose by 1.50 percent to an index reading of 110.2 in June according to the National Association of Realtors®. Sales of homes under contract that have not yet closed regained positive territory after May's … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • What’s Ahead For Mortgage Rates This Week – May 12th, 2025
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  • The Impact of Rental Income on Mortgage Qualification
  • The Impact of Homeowners Associations (HOAs) on Mortgage Approval

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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