Rilian Ball

First Capital Group

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Recently Inherited a Home That You Don’t Need? Here’s How to Get It Sold Without Too Much Stress

February 16, 2018 by Rilian Ball

Has a loved one or family member recently passed on and left you with their home? Inheriting a house can be a delightful gift, but it can also present a significant number of challenges that you must navigate. Let's explore how to deal with an inherited house and, should you decide to, how to sell it without incurring too much stress. Are Emotions Involved? The death of a family member or other loved one can be a trying time emotionally. Depending on how the deceased left the property, you … [Read more...]

Filed Under: Home Seller Tips, Mortgage Tagged With: Home Seller Tips, Real Estate Tips, Selling a Home

Why Should One Consider Refinancing Their Mortgage Now?

February 16, 2018 by Rilian Ball

Refinancing a mortgage is a golden opportunity to lock in today's low interest rate for the next 15 or 30 years. While interest rates now are still low, there's a good chance they may be heading up in the coming months. The Fed may not maintain the current bond purchasing level forever, and any changes that the Fed makes will likely affect mortgage interest rate levels. As interest rates remain near low for 30 and 15 year mortgages, homeowners can benefit greatly from a refinance. Several … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage

4 Home Improvement Shortcuts That Can Lead to Disaster — and How to Avoid Them

February 15, 2018 by Rilian Ball

Are you starting to get the renovation itch? With spring on the way, you might be tempted to launch those home improvement projects that you contemplated over the winter. However, as with any project, you will want to get things right. Let's take a look at four renovation shortcuts that can lead to disaster and the steps you can take to avoid them. Shortcut #1: Not Understanding Your Home's Structure Before you undertake any renovation involving your home's structure, you must be confident that … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

What You Need to Know About Mortgage Insurance

February 13, 2018 by Rilian Ball

Homeowners insurance and title insurance may not be the only kinds of insurance you need when you buy a home. Many buyers also have to purchase mortgage insurance, which lenders require for mortgages with a down payment of less than 20 percent. Take the time to understand what you're buying and how long it will affect you. Mortgage Insurance Protects the Lender Most types of insurance will pay you if you make a claim. Mortgage insurance, though, is solely for the lender. If you were to stop … [Read more...]

Filed Under: Mortgage Tagged With: Insurance, Mortgage, premium

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Creative Strategies for Managing Mortgage Payments During Financial Hardship
  • Creative Ways to Use Rent-to-Own Agreements to Buy a Home
  • The Psychology of Homebuying and Emotions vs. Financial Logic
  • How to Finance Energy-Efficient Home Improvements with a Mortgage

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

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  • FHA Home Loan
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