Rilian Ball

First Capital Group

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What Items Can Change My Mortgage Pre-Approval Status?

March 14, 2018 by Rilian Ball

When you are purchasing a home, your lender may recommend you obtain a mortgage pre-approval before you find the home of your dreams. There are some benefits to being pre-approved before you find a home, but oftentimes, people confuse pre-qualifications with pre-approvals. So the question many buyers have is what exactly is a mortgage pre-approval? In a nutshell, it's when the lender provides you (the buyer) with a letter stating that your mortgage will be granted up to a specific dollar amount. … [Read more...]

Filed Under: Mortgage Tagged With: Assets, Mortgage, Pre-Approval

Can I Have A Co-Signer For My Mortgage Loan?

March 13, 2018 by Rilian Ball

Like credit cards or car loans, some mortgages allow borrowers to have co-signers on the loan with them, enhancing their application. However, a co-signer on a mortgage loan doesn't have the same impact that it might on another loan. Furthermore, it poses serious drawbacks for the co-signer. Mortgage Co-Signers A mortgage co-signer is a person that isn't an owner or occupant of the house. However, the co-signer is on the hook for the loan. Typically, a co-signer is a family member or close … [Read more...]

Filed Under: Mortgage Tagged With: Co-Signer, Home Loan, Mortgage

What’s Ahead For Mortgage Rates This Week – March 12th, 2018

March 12, 2018 by Rilian Ball

Last week's economic releases included reports on Non-Farm Payrolls, ADP payrolls, and the national unemployment rate. Weekly readings on mortgage rates and new jobless claims were also released. Public and Private Sector Jobs Show Mixed Readings ADP Payrolls reported 235,000 private sector jobs added in February as compared to January's updated reading of 243,000 jobs added. Analysts estimated 205,000 private sector jobs would be added, but this was based on the original reading of 234,000 … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Mortgage Rates, Unemployment

Tired of Waiting for Summer? 3 DIY Projects That Will Keep You Busy Until the Weather Warms Up

March 9, 2018 by Rilian Ball

Do you find yourself staring out the window, longing for an early sunrise, hot days and late evenings? With spring just around the corner, it might feel like summer is a lifetime away. However, the good news is that you can be productive around the home while you wait for summer to arrive. Let's take a quick look at three easy do-it-yourself projects that will keep you busy until the summer sun is shining. Add A Splash Of Spring-y Color As long as you are willing to do the prep work, painting is … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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