Rilian Ball

First Capital Group

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The Home-Buying Closing Process in a Nutshell

April 26, 2018 by Rilian Ball

The closing process for a home purchase is an exciting time. The home is finished, the purchase is ready to be finalized and it's almost time to move in. The final steps of the closing process ensures both parties are able to meet their requirements and all the paperwork is in place and verified. The Key Players There are actually four parties involved in a typical closing: the buyer, the seller, the bank or lender financing the purchase, and the escrow agent. Each has an important role in … [Read more...]

Filed Under: Mortgage Tagged With: Closing, Escrow, Mortgage

Solar Roof Panels: A Mainstream Option For Homeowners?

April 25, 2018 by Rilian Ball

Do rooftop solar panels add value to a home, and are they cost-effective in terms of energy savings? The short answer is yes, say the experts. Although more than a million U.S. homes boasted solar panels in 2016, the percentage of solar-equipped households is still miniscule.  That may change, however, as domestic prices for solar installations continue to decrease and property values rise. The Pros And Cons Of Solar While there is global agreement on the need to encourage … [Read more...]

Filed Under: Homeowner Tips Tagged With: Electricity, Real Estate, Solar

Equity Loan and HELOC vs. Reverse Mortgage – What’s the Difference?

April 24, 2018 by Rilian Ball

There are times in our lives when the idea of freeing up cash becomes desirable or necessary. Near retirement, this is a common consideration. The typical financial tool that many retirees want to know about is a reverse mortgage, but it's not the only equity tool available. Equity Loan The equity loan, or second mortgage, is essentially an additional fixed interest loan attached to the home. However, unlike the first mortgage which was used to buy the … [Read more...]

Filed Under: Mortgage Tagged With: HELOC, Home Equity, Reverse Mortgage

What’s Ahead For Mortgage Rates This Week – April 23rd, 2018

April 23, 2018 by Rilian Ball

Last week's economic reports included readings on builder confidence, housing starts and building permits issued. Weekly readings on mortgage rates and new jobless claims were also released. NAHB: Builder Confidence Drops by One Point The National Association of Home Builders reported that builder confidence dipped by one point in April to an index reading of 69. While any reading over 50 indicates positive builder sentiment, NAHB noted that builder sentiment has decreased for the past four … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Jobs

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

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  • What’s Ahead For Mortgage Rates This Week – May 12th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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