Rilian Ball

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Understanding the Factors That Impact Your Credit Score

June 27, 2018 by Rilian Ball

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score. Credit Usage and Impact … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

Is It A Good Idea To Buy A Remodeled Home?

June 26, 2018 by Rilian Ball

Are you considering buying a flipped house? Here are some ways to tell if it is a good idea or not. If you watch popular TV shows like Property Brothers, Flip or Flop and Fixer Upper, you might believe that buying a remodeled home is a great idea. These shows always have happy endings. The process looks fun and easy, and the houses turn out beautiful. However, it is rarely this easy when buying a real-life remodeled home. There are plenty of flipped houses that turn out to have significant … [Read more...]

Filed Under: Real Estate Tagged With: Fixer-Upper, Real Estate, Remodel

What’s Ahead For Mortgage Rates This Week – June 25th, 2018

June 25, 2018 by Rilian Ball

Last week's economic reports included readings from the National Association of Home Builders, Commerce Department reports on housing starts and building permits issued. Sales of pre-owned homes were reported along with weekly readings on mortgage rates and new jobless claims. Builder Confidence Slips as Trade Wars Boost Lumber Prices According to the National Association of Home Builders, home builder confidence in current market conditions was down two points to 68 as compared to May's index … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Jobless Claims, Mortgage Rates

3 Tips For Getting The Most Out Of Your Time House Hunting

June 22, 2018 by Rilian Ball

In the ideal home-buying scenario, you'd have plenty of time to find the perfect home. However, this is not always possible. Maybe you are relocating for a job and have to buy a house from across the country. If this is the case, you might have to limit the time that you spend house hunting. Here are some tips to help you make your search as productive as possible.  #1 Get A Mortgage Pre-Approval  Before attending open houses and searching for a home, you should get pre-approved for a … [Read more...]

Filed Under: Real Estate Tagged With: House Hunting, Pre-Approval, Real Estate

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • How Property Taxes Impact Your Mortgage Payment
  • The Impact of Inflation on Mortgage Rates and Home Affordability
  • How to Pay Off Your Mortgage 10 Years Early Without Extra Payments
  • Will Multiple Mortgage Applications Hurt Your Credit Score?

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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