Rilian Ball

First Capital Group

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What’s Ahead For Mortgage Rates This Week – September 30th, 2024

September 30, 2024 by Rilian Ball

With the release of the PCE Index data, we are seeing the trend hold as inflation continues to slow down. This gives the Federal Reserve room to continue its rate cuts in the future. Following the positive news for inflation data, the GDP has also seen a larger-than-expected growth of 3% this quarter. The only data running against the tide is the Consumer Confidence reports, which reported to show that consumers are at their most anxious since 2021. We should expect a greater impact on the … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

VA vs FHA vs USDA What’s the Difference?

September 27, 2024 by Rilian Ball

You may have more options than you think when it comes to securing a mortgage for your new home. While many buyers opt for conventional financing, another option or program might be a better choice for you, depending on your personal and financial situation. Learning more about FHA, USDA, and VA loans ensures you get the best possible deal for your mortgage and that you secure the loan that you need for your new home. Here’s what you need to know about these useful mortgage options. FHA … [Read more...]

Filed Under: Mortgage Tagged With: Loan Options, Mortgage, VA Loans

An Overview Of Umbrella Insurance: How It Works

September 26, 2024 by Rilian Ball

Accidents can happen from time to time, which is why it is important for people to have insurance. While you might be able to fix some accidents on your own, others can lead to a significant amount of financial stress. This is why people must have insurance. Insurance is supposed to help individuals and families pay for catastrophic expenses; however, what happens if the insurance policy is not big enough to cover the expenses? That is where umbrella insurance can be helpful. What is umbrella … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Protecting Your Assets, Umbrella Insurance

Eco-Friendly Homes for a Sustainable Tomorrow

September 25, 2024 by Rilian Ball

In recent years, the concept of eco-friendly homes has gained significant traction, and for good reason. As awareness of environmental issues grows, more homeowners are seeking ways to minimize their carbon footprint while also reaping the benefits of sustainable living. We will discuss the world of eco-friendly homes, exploring their sustainable features and the potential cost savings they offer. From solar panels to energy-efficient appliances, there's a plethora of options available to … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Eco-Friendly Homes, Home Buying, Reduced Energy Consumption

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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