Rilian Ball

First Capital Group

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What’s Ahead For Mortgage Rates This Week – June 16th, 2025

June 16, 2025 by Rilian Ball

The CPI and PPI have yet to reveal the impacts of the tariff policies that were placed temporarily, which gives some potential insight that there might be a path forward for the Federal Reserve to look at potential rate cuts. However, economists across many industries are expecting inflation to increase temporarily as an impact for the policies that were put in place. Significant uncertainty remains across many import and export markets, with major players opting to err on the side of caution … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Creative Strategies for Saving on Closing Costs

June 13, 2025 by Rilian Ball

When you are budgeting for a new home, it’s easy to focus on the down payment, but do not forget the closing costs. These fees typically range from 2% to 5% of the home’s purchase price and cover things like the appraisal, title search, loan origination, and other administrative expenses. For many buyers, especially first-timers, they can feel like an unwelcome surprise. The good news? There are creative, effective ways to reduce these expenses and make homeownership more affordable. … [Read more...]

Filed Under: Mortgage Tips Tagged With: Closing Cost Tips, Homeownership Goals, Mortgage Tips

How to Leverage Home Equity for Financial Freedom

June 12, 2025 by Rilian Ball

If you’ve owned your home for a few years, chances are you have built up equity, maybe more than you realize. But what exactly is home equity, and how can you use it to build wealth, reduce debt, or increase financial flexibility? We will discuss how homeowners are turning their built-up equity into tools for financial freedom, and how you can, too. What Is Home Equity?Home equity is the difference between what your home is worth and what you still owe on your mortgage. For example, if … [Read more...]

Filed Under: Mortgage Tips Tagged With: Equity Matters, Financial Freedom, Home Equity

Are Interest-Only Mortgages A Smart Strategy or Risky Business?

June 11, 2025 by Rilian Ball

When exploring home financing options, many borrowers are intrigued by interest-only mortgages. These loans offer the benefit of lower initial monthly payments, which can seem attractive, especially in high-cost areas or when cash flow is tight. But how exactly do they work, and are they the right fit for your financial goals? What Is an Interest-Only Mortgage?An interest-only mortgage allows you to pay just the interest on your loan for a set period, typically 5 to 10 years. During this time, … [Read more...]

Filed Under: Mortgage Tips Tagged With: Interest Only Mortgage, Mortgage Tips, Smart Home Buying

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • What’s Ahead For Mortgage Rates This Week – January 12th, 2026
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

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