Rilian Ball

First Capital Group

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Top 10 Indoor Houseplants For Your Air Quality

August 12, 2020 by Rilian Ball

Houseplants are great for decorating. They can brighten up any room. Plus, houseplants can increase the air quality in a room. That makes you happier, healthier and reduces stress. Speaking of stress, these plants won't create any at all. All of the plants on this list are great at producing oxygen and require very little care. 10. Heartleaf Philodendron A tough plant that's a good filter for toxins like formaldehyde, Heartleaf Philodendron makes a great houseplant. The only downside is that … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Home Air Quality, Indoor House Plants

The Home Buyer Assistance Program Provides Assistance To Local First-Time Homebuyers

August 11, 2020 by Rilian Ball

Recently, the local region’s subcommittee held a meeting using videoconferencing and discussed a new version Home Buyer Assistance Program. The Home Buyer Assistance Program has been designed to help first-time homebuyers by providing a down payment of up to $25,000. The funding for the Home Buyer Assistance Program is going to come from the city’s reparations fund. The local city council agreed to deposit up to $10 million in tax revenue from the city into this fund. It appears that … [Read more...]

Filed Under: Mortgage Tagged With: Down Payment, Home buyer Assistance, Mortgage

What’s Ahead For Mortgage Rates This Week – August 10, 2020

August 10, 2020 by Rilian Ball

Economic readings released last week included construction spending, public and private-sector job growth, and government reports on initial and continuing jobless claims. Freddie Mac also released its weekly report on average mortgage rates. Construction Spending Falls in June Commerce Department reporting for June showed lower construction spending for the fourth consecutive month, but spending fell by -0.70 percent as compared to May’s negative reading of -1.70 percent. June’s … [Read more...]

Filed Under: Financial Reports Tagged With: COVID19, Financial Report, Residential Construction

Can A Homeowner’s Association Charge Different Fines For The Same Violation?

August 7, 2020 by Rilian Ball

Living in a multifamily community, whether this is an apartment building or a condo building, comes with certain bylaws. There are usually fines that are used to prevent people from breaking the rules.It is important for everyone to know what these rules are, why they need to be followed, and the penalties for breaking them. Sometimes, homeowners are surprised when they realize they might be fined differently for breaking the same rule. There are a few points to keep in mind. The Fines Should Be … [Read more...]

Filed Under: Fair Housing Tagged With: Fines, HOA Fees, Mortgage Tips

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

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  • What’s Ahead For Mortgage Rates This Week – March 16th, 2026

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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