Rilian Ball

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How Do Mortgage Points Cut Your Interest Costs?

April 21, 2020 by Rilian Ball

Those who are involved in the real estate industry likely know that mortgage rates are at an all-time low. At the same time, nobody wants to pay more for a house than they have to. Some of the most important factors that dictate how much someone is going to pay for a house include points and interest rates. While interest rates are incredibly low, there is a way to make them lower. This comes in the form of points. This is additional money that is paid upfront to get a better deal over the life … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Interest Rates, Mortgage

What’s Ahead For Mortgage Rates This Week – April 20th, 2020

April 20, 2020 by Rilian Ball

Last week’s scheduled economic reporting included readings on home builder sentiment, housing starts and building permits issued. Weekly reports on mortgage rates and initial jobless claims were also released NAHB: Homebuilder Confidence Crashes as Coronavirus Impacts Construction Homebuilder sentiment concerning housing market conditions dropped significantly in April according to the National Association of Home Builders Housing Market Index. April’s index reading of 30 was the … [Read more...]

Filed Under: Financial Reports Tagged With: Economic News, Financial Reports, Unemployment Rates

The Narrowing Gap Between Renting And Buying A Home In The US

April 17, 2020 by Rilian Ball

According to data compiled by Realtor.com in the fourth quarter of 2019, it is still more affordable overall to rent versus buy a home -- but just barely. The median monthly mortgage payment at the end of 2019 was $1,600, while the median monthly rent payment was $1,319. This is largely due to steadily-increasing rates, rising home prices, and near-record-low mortgage rates. The Realtor.com study looked at 593 counties across the country. As compared to the fourth quarter of 2018, the average … [Read more...]

Filed Under: Real Estate Tagged With: Market Conditions, Market Trends, Real Estate

What Should I Consider Most When Buying A Home This Year?

April 16, 2020 by Rilian Ball

There are two times when it is best to buy a home. When you have to buy one and when you can afford to buy one. In general, owning a home is better than renting one because you are building up equity for yourself, instead of throwing your money away by helping the landlord buy the property with your rent money. Best- And Worst-Case Scenario Planning Be prepared for owning a home, especially if this will be your first time as a homebuyer. There is a natural tendency to stretch finances to the … [Read more...]

Filed Under: Real Estate Tagged With: Home Purchase, Market Trends, Real Estate

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Rilian Ball


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NMLS # 202687

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  • Comparing Biweekly Payments and Lump Sum Payments to See Which Saves More
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  • Understanding Mortgages and Inflation and How Borrowers Can Benefit

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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