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4 Things Not To Do When Buying A Home

May 6, 2020 by Rilian Ball

There is a long list of things that people need to do when they are looking to buy a home; however, it is also important for people to know what to avoid as this process unfolds. There is a lot for people to remember and it is easy for people to get carried away when they start looking at their dream homes. Even though it is great to look at a bunch of houses and imagine living there, it is critical for people to stay grounded and know what to avoid. Do Not Make Any Large Purchases During The … [Read more...]

Filed Under: Mortgage Tagged With: Credit, Financing, Mortgage

How To Save Big Money On Your Next Home Renovation Project

May 5, 2020 by Rilian Ball

Every year, homeowners spend billions of dollars renovating their homes. It almost seems expected that homeowners are going to end up going over budget on any project. On the other hand, this doesn't have to be the case. In reality, there are a few tips and tricks that homeowners can follow to help them save big money on that next home renovation project. Serve As The General Contractor Many homeowners hire a general contractor to control the staffing of each individual project. While this might … [Read more...]

Filed Under: Mortgage Tagged With: Home Improvement, Home Renovation, Mortgage

What’s Ahead For Mortgage Rates This Week – May 4th, 2020

May 4, 2020 by Rilian Ball

Last week’s economic reports included readings from Case-Shiller Housing Market Indices, pending home sales, and inflation. Weekly readings on mortgage rates and first-time jobless claims were also released. Case-Shiller: February Home Price Data Positive Before Coronavirus Impact February data on home prices showed rising home prices; the Case-Shiller National Home Price Index showed 4.20 percent growth in home prices year-over-year as compared to January’s home price growth rate of … [Read more...]

Filed Under: Financial Reports Tagged With: Economic News, Financial Reports, Unemployment Rates

What Is House Hacking?

May 1, 2020 by Rilian Ball

Some clever millennials are teaching the older boomers a new way to invest in real estate, which goes by the name of "house hacking." What Is House Hacking? House hacking has nothing to do with computers, although you may go on the Internet to find candidates for real estate investments suitable for hacking. The goal of house hacking is to acquire a multifamily rental property, live in one part of it and rent out the other parts for enough rental income to cover most, if not all, of the expenses … [Read more...]

Filed Under: Real Estate Tagged With: Market Trends, Multigenerational Living, Real Estate

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Rilian Ball


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  • Comparing Biweekly Payments and Lump Sum Payments to See Which Saves More
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  • Should You Wait to Buy a Home Until Rates Drop?
  • Understanding Mortgages and Inflation and How Borrowers Can Benefit

Rilian Ball
NMLS # 202687

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www.nmlsconsumeraccess.org

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