Rilian Ball

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Safety First! How Often Should You Clean Your Chimney?

January 22, 2020 by Rilian Ball

Chimneys are as old as homes themselves. Yet, when it comes to chores, cleaning the chimney is one of the most neglected tasks. While people often think about yard work and housework, they often forget to clean the chimney. When someone neglects to clean the chimney, they risk the development of mold. This can influence the efficiency of the chimney, causing debris to back up into the home. For this reason, it is essential for people to clean their chimneys on a regular schedule.  Make Sure … [Read more...]

Filed Under: Real Estate Tagged With: Home Maintenance, Home Safety, Real Estate

What’s Ahead For Mortgage Rates This Week – January 21st, 2020

January 21, 2020 by Rilian Ball

Last week’s economic reports included the National Association of Home Builders Housing Market Index along with readings on consumer sentiment and weekly reports on mortgage rates and new jobless claims. NAHB: Builder Confidence d in Housing Markets Drops 1 Point in January Homebuilder confidence in overall housing market conditions dropped one point in January, but analysts said that a new trade deal would likely benefit builder interests. The National Association of Home Builders Housing … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, NAHB

5 Important Mistakes To Avoid When Selling A Home

January 17, 2020 by Rilian Ball

Sellers of homes often make mistakes that are not in their best interests. Here are common mistakes people make when selling a home and how to avoid them. Using Bad Photography Using lousy photos or no photos to promote the property for sale is foolish. Professional photography is not so difficult or expensive that sellers should settle for the use of bad photos. Sometimes all the potential buyers will see is the photos they find online. If the photos are bad or not there at all, then that is … [Read more...]

Filed Under: Real Estate Tagged With: Home Selling Tips, Home Staging, Real Estate

How A Reverse Mortgage Can Help With Long-Term Care

January 16, 2020 by Rilian Ball

Anyone who has paid attention to the TV recently has likely seen a lot of commercials for something called a reverse mortgage. For those who might not know, a reverse mortgage is exactly that. In this option, people receive monthly payments from a lender in exchange for equity in their homes. In essence, this functions as an annuity. One of the major benefits of a reverse mortgage is that it can be used to cover the costs associated with long-term care. Over the next few decades, the number of … [Read more...]

Filed Under: Mortgage Tagged With: Equity, Financing Options, Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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