Rilian Ball

First Capital Group

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Falling In Love With An Imperfect Home

October 15, 2020 by Rilian Ball

When people start the process of trying to find a home, they want to make sure that they take the time to get this decision right. The reality is that a home is the most expensive purchase that most people are ever going to make. As a result, they need to make sure they find a home that will meet their needs. At the same time, it will be hard to find a home that is truly perfect. Therefore, it is a great idea for everyone to come up with a list of necessities and a list of features on which they … [Read more...]

Filed Under: Mortgage Tagged With: Homeowners, Mortgage Tips, New Home

Have You Had Trouble Getting a Mortgage? Three Tips for Sprucing Up Your Credit Before Reapplying

October 14, 2020 by Rilian Ball

If you've had some trouble getting approved for a mortgage recently, you're not alone. Many individuals face mortgage challenges due to past blemishes on their credit reports or a personal financial crisis that resulted in bills not being paid on time. In this post we'll share three quick tips for sprucing up your personal credit before reapplying for a mortgage. With a bit of luck and hard work you can be on your way to purchasing that new dream home. Pay Off Your Credit Cards And Lines Of … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Mortgage Acceptance, Mortgage Financing, Mortgage Tips

Getting A Home Mortgage Through Virtual Lending

October 13, 2020 by Rilian Ball

There are many people who are looking to buy a home during the COVID-19 pandemic; however, given the public health crisis that the pandemic has created, some potential homeowners are finding it difficult to go about buying a home in the traditional manner. As a result, banks and credit unions have woken up to a major shift in society as they have had to catch up to the digital age. Right now, there are record numbers of people who are looking to buy a new home or refinance due to the massive … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Application, Virtual Lending

What’s Ahead For Mortgage Rates This Week – October 12, 2020

October 12, 2020 by Rilian Ball

Last week’s economic reporting included readings on inflation,  job openings, a speech by Fed Chair Jerome Powell on the economy, and the latest Consumer Sentiment Index from the University of Michigan. Weekly reports on new and continuing jobless claims and mortgage rates were also released. Hiring Surge and Job Separations Ease in August The U.S. Department of Labor reported fewer job openings in August with 6.49 million job openings reported as compared to July’s reading of … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Rates, Mortgage Rates

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • What Mortgage Lenders Really Look At Before Approving Your Loan
  • Steps to Take Now to Build Your Credit for a Home Purchase Next Year
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  • Comparing Biweekly Payments and Lump Sum Payments to See Which Saves More

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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