Rilian Ball

First Capital Group

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Buying a Home? 4 Steps You Can Take to Ensure You Start out with a Low Monthly Mortgage Payment

October 21, 2020 by Rilian Ball

Are you thinking about buying a new house or condo? If so, you've likely given some thought to your mortgage and as to how you can pay as little as possible in order to own your new home. Below we'll share four easy steps that you can take to ensure you start out with an affordable monthly mortgage payment. Make A Large Down Payment On Your Home The easiest way to reduce your monthly payment is to invest as much as possible in your down payment. The less you have to borrow, the less you'll be … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Mortgage Financing, Mortgage Loan Information, Mortgages

Are Home Warranties Worth The Money?

October 20, 2020 by Rilian Ball

Those who own homes might regularly receive mail advertising something called a home warranty. Many people end up tossing these leaflets away because they think this is just another form of home insurance, which many people get through their mortgage lender. In reality, a home warranty is not home insurance. Therefore, some people might be wondering whether or not a home warranty is worth the money. There are a few important points that people should know. What Is A Home Warranty? A home … [Read more...]

Filed Under: Mortgage Tagged With: Financing Options, Home Warranty, Mortgage

What’s Ahead For Mortgage Rates This Week – October 19, 2020

October 19, 2020 by Rilian Ball

Last week’s economic reporting included readings on inflation, retail sales, and consumer sentiment. Weekly readings on average mortgage rates and jobless claims were also released. Inflation Rate Slows as Retail Sales Increase Inflation rose 0.20 percent in September, which was the slowest growth rate in four months. Analysts credited the rise in consumer prices to less post-pandemic price shock as consumers adjusted to higher prices for goods. Consumer prices were boosted by used vehicle … [Read more...]

Filed Under: Financial Reports Tagged With: Economic News, Financial Report, Inflation

3 Tips To Get The Most Out Of Your Plumbing

October 16, 2020 by Rilian Ball

Everyone wants their pipes to last as long as possible, but there are a couple of simple problems that might be sucking the life out of your plumbing. Long-term stress is the enemy when it comes to your water system. The three most common enemies are high water pressure, mineral-laden hard water, and grease. Avoid these three mistakes, and your water system will last years longer. Take The Pressure Off Your Pipes You might enjoy high water pressure when you're taking a shower, but your pipes … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Plumbing, Water Pipes In Your Home

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
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