Rilian Ball

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What’s Ahead For Mortgage Rates This Week – April 28th, 2025

April 28, 2025 by Rilian Ball

While many useful indicators are set to be released this week, the previous week left us only with the Leading Economic Indicators, which showed signs of the economy slowing down in the future. Consumer Sentiment reports also indicated widespread dissatisfaction across all levels of income and education, largely due to the impacts of recent tariff decisions, which have been on hold. We should expect next week to provide a clearer picture as decisions are made in the trade war between China and … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Can I Finance Home Renovations Into My Mortgage at Closing?

April 25, 2025 by Rilian Ball

Purchasing a home that needs renovations or upgrading your current home can be costly, but financing home improvements through your mortgage can be an effective solution. Instead of taking out a separate loan for renovations, some mortgage programs allow you to roll the cost of home improvements into your home loan at closing. This strategy can help you spread renovation costs over time while securing a potentially lower interest rate compared to personal loans or credit cards. How Financing … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buying, Home Renovation, Mortgage Tips

Unlocking Government Grants for Home Renovations and Improvements

April 24, 2025 by Rilian Ball

Home renovations can be a significant financial undertaking, but government grants and assistance programs can help offset costs for eligible homeowners. These grants are designed to promote energy efficiency, accessibility, and overall home safety. Understanding the available options and how to qualify can make a substantial difference in financing your home improvement projects. Understanding Government Home Renovation GrantsGovernment grants for home renovations are typically offered at the … [Read more...]

Filed Under: Home Care Tips Tagged With: Grants, Home Improvement, Home Renovations

How Child Support and Alimony Payments Affect Mortgage Qualification

April 23, 2025 by Rilian Ball

When applying for a mortgage, lenders carefully assess your income and debt to determine your ability to repay the loan. If you receive or pay child support or alimony, these payments can significantly impact your mortgage qualification. Understanding how they factor into your debt-to-income (DTI) ratio, income calculation, and overall loan approval process can help you better prepare for home financing. How Lenders View Child Support and Alimony Lenders evaluate child support and alimony … [Read more...]

Filed Under: Mortgage Tips Tagged With: Child Support, Financial Planning, Mortgage Tips

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • The Impact of Rental Income on Mortgage Qualification
  • The Impact of Homeowners Associations (HOAs) on Mortgage Approval
  • The Benefits of Online Mortgage Calculators for Borrowers
  • What’s Ahead For Mortgage Rates This Week – May 5th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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