Rilian Ball

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The Average Length Of Homeownership For Most Families

August 26, 2021 by Rilian Ball

It is critical for everyone to find a home that is right for them. Given the current lack of inventory, this can be a significant challenge. Fortunately, the National Association of Realtors (NAR) keeps track of numerous market aspects, including how long the average family stays in a home. For the past few decades, the average family has stayed in their home for approximately six years; however, during the past few years, that average has gone up to nine years. This means that the average … [Read more...]

Filed Under: Mortgage Tagged With: Economy, Home Ownership, Mortgage

A Comprehensive Home Maintenance Checklist For The Homeowner

August 25, 2021 by Rilian Ball

There are many people who purchase a home with a target monthly payment in mind. This monthly payment usually includes major expenses such as the monthly mortgage payment, real estate taxes, and homeowners’ insurance. At the same time, there are other costs as well, such as home repairs and maintenance. In general, homeowners should budget between one and three percent of the home’s value every year to cover typical maintenance and repairs. This does not include renovation expenses, … [Read more...]

Filed Under: Mortgage Tagged With: Home Improvement, Home Maintenance, Mortgage

Spouse with Bad Credit? 3 Reasons You’ll Want to Consider a Co-signer for Your Mortgage

August 24, 2021 by Rilian Ball

Obtaining a mortgage can be quite a complicated process even without the financial hurdles, but if your spouse's credit has experienced a number of difficulties, acquiring a mortgage can be even more of a burden. If you're concerned about what bad credit will mean for your mortgage and are weighing your options, here are some reasons why it might be important to use a co-signer for your application. Increasing The Likelihood Of Approval From getting an education to purchasing your first … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

What’s Ahead For Mortgage Rates This Week – August 23, 2021

August 23, 2021 by Rilian Ball

Last week’s economic news included readings from the National Association of Home Builders on housing market conditions and Commerce Department readings on housing starts and building permits issued. Weekly readings on mortgage rates and jobless claims were also released. NAHB: August Builder Confidence Fell to Lowest Level in 13 Months Homebuilder confidence fell to its lowest level since July 2020 according to the National Association of Home Builder’s Housing Market Index for … [Read more...]

Filed Under: Financial Reports Tagged With: Economic News, Financial Report, Jobless Claims

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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