Rilian Ball

First Capital Group

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Looking to Close Faster? Follow This Easy Guide to Speeding Up the Mortgage Process

May 25, 2021 by Rilian Ball

If you're buying a home, you'll want to try to get your mortgage processed as quickly as possible. Improperly filed mortgage applications are one of the biggest reasons why home sales get delayed, and if you have a hard move-out date already set, it's critical that your mortgage process goes smoothly. With careful planning, though, you can shorten the mortgage process and get your financing approved faster. Here's what you need to do to speed up the approval. Get Your Paperwork in Order Before … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Homeowner Tips, Mortgages

What’s Ahead For Mortgage Rates This Week – May 24, 2021

May 24, 2021 by Rilian Ball

Last week’s economic reporting included readings from the National Association of Home Builders, data on sales of existing homes, and reports on housing starts and building permits issued. Weekly readings on mortgage rates and jobless claims were also released. NAHB: Home Builder Confidence Unchanged in May The National Association of Home Builders Housing Market Index reading for May was unchanged from April’s reading of 83. Readings higher than 50 indicate that most home builders … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

The Pros and Cons of Using Spare Funds to Pay Your Mortgage Down Faster

May 21, 2021 by Rilian Ball

A home mortgage payment can be a large or even the largest expense in a person's budget, and not having this payment any longer can be a life changing experience. Because of this, you may be dreaming about the day when you no longer have to make this payment. Some people may even actively make extra payments to their mortgage in order to pay the outstanding balance off more quickly. These may be funds from an IRS tax refund, cash received from the holidays or a birthday or some other windfall. … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Mortgages

Pantone Colors: Should You Repaint Before You Sell?

May 20, 2021 by Rilian Ball

Pantone is a universal language of color that you can use to select beautiful colors to paint the home. Interestingly, each year, Pantone selects a color of the year that embodies what's happening in society.  In 2021, the Pantone color of the year was awarded to two colors, Illuminating 13-0647 and Ultimate Gray 17-5104. These two colors highlight how two different elements can come together and support each other. This is the thought behind selecting them based on what has occurred … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, Pantone Colors, Repainting Home

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • How Property Taxes Impact Your Mortgage Payment
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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  • FHA Home Loan
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