Rilian Ball

First Capital Group

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What’s Ahead For Mortgage Rates This Week – December 21, 2021

December 21, 2021 by Rilian Ball

Last week’s economic reports included readings from the National Association of Home Builders on housing markets and the monthly post-meeting statement from Federal Reserve policymakers. Fed Chair Jerome Powell also gave a press conference. Weekly readings on mortgage rates and jobless claims were also published. Builder Confidence in Housing Markets Rises by One Point in December Homebuilder confidence in current national housing market conditions rose one point to an index reading of 84 … [Read more...]

Filed Under: Financial Reports Tagged With: Jerome Powell, Jobless Claims, Mortgage Rates

It’s Not Just Car Storage: How to Transform Your Garage into a Brand New, Highly Usable Space

December 17, 2021 by Rilian Ball

In some homes, garages are used only for car storage. They may appear to be bare and without real functional use for homeowners. However, other garages may be an envy of the neighborhood - they may have floor to ceiling shelving systems, and they may be the picture-perfect image of organization. With a bit of planning and creativity, you can turn your garage into a much more functional space. Here's how you can make your garage the most useful space in the house. Determine What You Need To Store … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Garages, Home Renovations

Thinking About Downsizing? Here’s What You Need to Know About Life in a Condo

December 16, 2021 by Rilian Ball

The shift from home living to condo life may seem like a minor one, but there are plenty of things that will differentiate your lifestyle other than size when it comes to making a condominium purchase. If you're contemplating this move and wondering about some of the things that this might entail, here are a few factors that are worth considering. The Fees You'll Have to Pay While a smaller condo is unlikely to have the same associated costs as a large home, you will be paying a monthly … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Moving Tips

How Long To Save Mortgage Documents

December 15, 2021 by Rilian Ball

Purchasing a house involves a tremendous amount of paperwork. There is even more paperwork involved if the buyer goes through a lender. With so much paperwork, some homeowners might be wondering how long they have to keep all of these documents. Ideally, homeowners should keep these documents for the life of the loan, but there are a few other points to consider.  What Documents Come With The Home? Even though the exact documents that come with the home can vary depending on the type of … [Read more...]

Filed Under: Mortgage Tagged With: Important Documents, Mortgage, Storage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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