Rilian Ball

First Capital Group

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3 Considerations When Making A Down Payment

January 19, 2022 by Rilian Ball

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay "discount points" to lower your interest rate. There are pros and cons to doing both and each borrower's situation will be different so it's important to understand which option is best for your individual need. Some Factors You Should Consider Include: Cost Of Borrowing - generally … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Down Payment, Home Buyer Tips, Qualifying For A Loan

What’s Ahead For Mortgage Rates This Week – January 18, 2022

January 18, 2022 by Rilian Ball

Last week’s scheduled economic reporting focused on inflation with monthly and year-over-year readings on overall and core inflation. Federal Reserve Chair Jerome Powell was confirmed for a second term as Federal Reserve chair.  The University of Michigan released its monthly survey on consumer sentiment and weekly readings on mortgage rates and jobless claims were also released. Inflation Rises in December; Nears Fastest Growth Pace in 40 Years Year-over-year inflation rose to a pace … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Inflation, Jobless Claims

Maintain A Home’s Value With These Helpful Home Maintenance Tips

January 14, 2022 by Rilian Ball

A home is an investment, so it is important to treat it as such. The best time to capitalize on a home's value is when it is sold. Therefore, it is important to take care of it with some simple home maintenance tips. There is a common misconception that if something is working well, it does not need to be fixed; however, it is always better to prevent problems from happening than to fix them after they have appeared. The average homeowner should spend between one and four percent of a … [Read more...]

Filed Under: Mortgage Tagged With: Home Maintenance, Home Maintenance Tips, Mortgage

A Guide to Financing Home Improvements and How Mortgage Refinancing Can Help

January 13, 2022 by Rilian Ball

If you're planning to remodel or renovate your home in the near future - whether to provide a better living environment or as part of a house flip - you'll need to find a way to pay for your home improvements. There are several different possible sources of renovation money, each with their own advantages and disadvantages. One option that is gaining popularity is mortgage refinancing. How does mortgage refinancing work, and how does it compare to other renovation financing options? How can you … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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