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How Single Moms Can Achieve Homeownership with First-Time Homebuyer Grants

March 12, 2025 by Rilian Ball

Owning a home is an important goal for many people, and as a single mom, it can sometimes feel like a distant dream. But the reality is that homeownership is more achievable than you might think, especially when you know about the financial resources and programs available to you. First-time homebuyer grants, special loan programs, and down payment assistance can help you overcome the financial barriers that might otherwise stand in your way. Here's what single moms should know about these … [Read more...]

Filed Under: Homeowner Tips Tagged With: Homebuying Tips, Real Estate Tips, Single Mom Homebuyers

Home Improvement Projects to Maximize Comfort and Functionality

March 11, 2025 by Rilian Ball

Home improvement projects are a fantastic way to enhance the comfort and f unctionality of your living space. Whether you’re planning a kitchen remodel,  bathroom upgrade, or an addition to your home, construction loans can provide  the necessary financing to turn your dreams into reality. Consequently, here’s how construction loans can be used for various home improvement projects and what you need to know to get st arted. What is a Construction Loan? A … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Construction Loan, Home Improvement, Home Renovation

What’s Ahead For Mortgage Rates This Week – March 10th, 2025

March 10, 2025 by Rilian Ball

While the data releases were plentiful, many are made less significant in consideration of the current disruption with the administration and the oncoming inflation data reports with the CPI and PPI arriving next week. The largest and most noteworthy report this time is the Job Report numbers, which will help give a clearer idea on the state of the job market. With the mass federal layoffs, there is much uncertainty, but the labor market is still holding up in light of things. The most pressing … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How to Buy a Home with Zero Down Payment

March 7, 2025 by Rilian Ball

Buying a home without a down payment is possible, but it requires exploring the right loan programs and financial assistance options. While lenders have tightened their requirements since the 2008 housing crisis, there are still ways to achieve homeownership with little to no upfront cash. Loan Programs That Require No Down Payment VA LoansIf you are a current or former member of the U.S. military, a VA loan may be an excellent option. Backed by the Department of Veterans Affairs, VA loans … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Buying, Mortgage Tips, Zero Down

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Recent Articles

  • Understanding the Basics of Mortgage Securitization
  • Understanding the Federal Housing Administration Title I Home Improvement Loan Program
  • The Impact of Gender and Race on Mortgage Approval Rates
  • What’s Ahead For Mortgage Rates This Week – June 30th, 2025

Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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