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The Top Tips For Finding The Right Home

September 8, 2022 by Rilian Ball

If you are in the process of looking for a new home, you have probably realized that there are lots of options available. It can be very difficult to decide which home is right for you, but there are several important tips you should keep in mind. They include: 1. Make A List Of Your Wants And Needs First, make a list of what you need to have and what you want to have. It is very difficult to find the perfect home, but if you have a list that allows you to prioritize what is most important, … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Improvement, Mortgage Tips, Neighborhood

Should You Buy Mortgage Points?

September 7, 2022 by Rilian Ball

When you take out a home loan, you might have the option to purchase mortgage points. Essentially, this is money that you pay to the lender upfront in exchange for getting a lower interest rate over the life of the loan. If you got a great deal on the house, you might have some extra cash on hand. Should you use that money to buy down the interest rate? This is a math problem that you need to calculate for yourself. How To Do The Math If you want to figure out if the mortgage points are worth … [Read more...]

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Mortgage Points

What’s Ahead For Mortgage Rates This Week – September 6, 2022

September 6, 2022 by Rilian Ball

Last week’s economic reporting included readings on home price growth, federal data on public and private sector job growth, the national unemployment rate, and data on consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released. S&P Case Shiller: Home Price Growth Slows in June The S&P Case-Shiller National Home Price Index reported slower home price growth in June as home price growth slowed to a year-over-year pace of 18.0 percent as compared to … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

September 2, 2022 by Rilian Ball

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren't necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it's the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you're looking to improve your understanding and your finances, here's what you need to know about small mistakes and your FICO score. Making Late Payments The … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Credit Score, Mortgage, Mortgage Applications

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Rilian Ball


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NMLS # 202687

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  • Preparing Your Mortgage for Life on One Income When a Baby Is on the Way
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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