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The Pros and Cons of ‘Mortgage Before Marriage’ for Young Couples

April 6, 2022 by Rilian Ball

There was a time when a higher percentage of people were married before they committed to buying a home together, but it's a lot more common to co-habit and invest in a home together. If you're considering the commitment of a mortgage without being married, here are some things to be aware of before you start searching the market. Relationship Status Won't Affect Your Rates It might seem like there are greater risks involved if two individuals purchasing a property are not legally bound, but it … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Green-ify Your Home with These 3 Easy Home Renovations

April 5, 2022 by Rilian Ball

The concept of going green is often seen as an expensive process, and this can stop many people from taking the small steps needed to make their home more environmentally friendly. If you want to green-ify without any of the high costs, here are some simple things you can do that will easily improve the energy efficiency of your home. Complete An Energy Audit It can cost in the upwards of $400 to get a certified evaluator to take a look at your property and determine how energy is being wasted, … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Green Home Renovations, Home Upgrades

What’s Ahead For Mortgage Rates This Week – April 4, 2022

April 4, 2022 by Rilian Ball

Last week’s financial and economic reporting included readings from S&P Case-Shiller Home Price Indices, the  Federal Housing Finance Agency and the federal government reported on construction spending. Reports on public and private-sector jobs growth and the national unemployment rate were also published along with weekly readings on mortgage rates and jobless claims. S&P Case-Shiller: Home Price Growth Expected to Slow in 2022 National home prices grew by 19.20 percent … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Make One Extra Mortgage Payment Every Year To Save Big

April 1, 2022 by Rilian Ball

When you buy a home, you probably have a budget you will try to stick to. Many people choose a 30-year fixed mortgage, and by the time you pay off the home loan, you should own your home outright. At the same time, you might be thinking about paying off your mortgage more quickly to save money on interest. Even making one extra mortgage payment per year can provide a number of significant benefits. You Can Build Up Equity Faster One of the first benefits of making an extra mortgage payment every … [Read more...]

Filed Under: Mortgage Tagged With: Extra Payment, Mortgage, Mortgage Payments

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Rilian Ball


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Recent Articles

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Rilian Ball
NMLS # 202687

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