Rilian Ball

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Financing Multiple Properties with One Mortgage

September 26, 2025 by Rilian Ball

Owning multiple properties can be a smart investment strategy, but managing separate loans for each property can be complex and expensive. A blanket mortgage offers a solution by allowing homeowners or investors to finance two or more properties under a single loan. This type of mortgage can simplify payments, streamline management, and often provide better rates than holding multiple individual mortgages. Understanding how a blanket mortgage works and when it makes sense can help you maximize … [Read more...]

Filed Under: Mortgage Tips Tagged With: Blanket Mortgages, Property Portfolio, Real Estate Investing

How to Use a Cash-Out Refinance Wisely

September 25, 2025 by Rilian Ball

A cash-out refinance can be a powerful tool for homeowners who want to leverage the equity in their home, but it is important to approach it strategically. This type of refinance replaces your existing mortgage with a new, larger loan, giving you the difference in cash. Whether you are planning home improvements, consolidating high-interest debt, or investing, using a cash-out refinance wisely can help you reach your financial goals without creating unnecessary risk. Understand Your GoalsBefore … [Read more...]

Filed Under: Mortgage Tips Tagged With: Cash Out Refinance, Home Equity, Mortgage Tips

Smart Ways to Use Bonuses, Inheritances and Tax Refunds for Your Mortgage

September 24, 2025 by Rilian Ball

Unexpected financial windfalls such as work bonuses, tax refunds, or inheritances can create exciting opportunities. While it may be tempting to spend these funds quickly, using them toward your mortgage can bring lasting financial benefits. Understanding the ways windfalls can strengthen your mortgage strategy will help you make the most of these resources. Paying Down PrincipalOne of the most direct ways to use a windfall is to apply it toward your mortgage principal. Reducing the amount you … [Read more...]

Filed Under: Mortgage Tips Tagged With: Financial Planning, Mortgage Tips, Smart Money Moves

Financing Mixed Use Properties: Live, Work, and Invest in One Place

September 23, 2025 by Rilian Ball

Mixed use properties are becoming an attractive option for buyers who want to combine residential, commercial, and investment opportunities all in one place. These properties can provide unique benefits, such as generating rental income while also serving as a primary residence. However, financing a mixed-use property requires a different approach than financing a traditional single-family home, and understanding the process is key to making the right decision. Understanding Mixed Use … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mixed Use Properties, Mortgage Tips, Real Estate Investing

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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