Rilian Ball

First Capital Group

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What’s Ahead For Mortgage Rates This Week – August 25th, 2025

August 25, 2025 by Rilian Ball

The FOMC meeting that was held the previous week to discuss upcoming decisions addressed the future of the economic landscape. During his remarks, Jerome Powell stated that inflation will rise in the future, with consumers bearing the burden. Many have speculated that this means reductions in current rates are unlikely to happen anytime soon, in an attempt to keep inflation under control. Another notable release was the leading economic indicators, which once again showed … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Can You Use Rental Income to Qualify for a Mortgage?

August 22, 2025 by Rilian Ball

When it comes to qualifying for a mortgage, your income plays a key role in determining how much you can borrow. For many buyers, especially those interested in investment properties or who plan to rent out part of their home, the question is whether rental income can be counted toward their mortgage qualification. The good news is that in many cases, rental income can help, but there are specific rules and documentation requirements you will need to meet. Understanding How Lenders View Rental … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, Qualifying For a Mortgage, Rental Income

How to Avoid Mortgage Burnout

August 21, 2025 by Rilian Ball

Buying a home is one of the most exciting milestones in life, but it can also be one of the most exhausting. From house hunting and comparing loan options to managing the financial paperwork and deadlines, the process can become overwhelming. Mortgage burnout happens when the stress and demands of the home buying journey begin to wear you down, making it harder to stay focused and positive. The good news is there are ways to protect yourself from burnout and keep the process manageable. Set … [Read more...]

Filed Under: Mortgage Tips Tagged With: Home Buying Journey, Mortgage Advice, Mortgage Burnout

How to Qualify for a Mortgage While Carrying Credit Card Debt

August 20, 2025 by Rilian Ball

Many potential homebuyers worry that carrying credit card debt will prevent them from qualifying for a mortgage. While it is true that lenders carefully evaluate your financial profile, having credit card balances does not automatically disqualify you. By understanding how lenders view debt, taking strategic steps to improve your application, and choosing the right mortgage program, you can still achieve your goal of homeownership. Understand Your Debt-to-Income Ratio (DTI)One of the most … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Credit Card Debt, Homeownership, Obtaining a Mortgage

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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