Rilian Ball

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The Right (And Wrong) Reasons To Buy A House

November 16, 2022 by Rilian Ball

There are many people who dream of owning a home, but you need to purchase your home for the right reasons. Simply purchasing a house because other people are doing so is not a strong reason to make such an expensive purchase. What are some of the reasons why you should purchase a house? What are some examples of bad reasons to buy a home? The Right Reasons To Buy A Home There are several strong reasons why you should consider purchasing property. If you have children, you may want them to … [Read more...]

Filed Under: Mortgage Tagged With: Mortgage, New Home, School District

Mortgage 101: How Interest-Only Mortgages Work and Why They’re A Good Solution for Some Buyers

November 15, 2022 by Rilian Ball

Whether you're a first-time homebuyer or an experienced real estate investor, if you are planning to borrow funds to buy a home you will want to choose the right mortgage product. In today's blog post we'll explore how interest-only mortgages work and why they're the perfect choice for some homebuyers. How Interest-Only Mortgages Differ From Conventional Ones As the name suggests, interest-only mortgages are loans where you are only required to pay off the interest portion of the loan each month … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – November 14, 2022

November 14, 2022 by Rilian Ball

Last week’s scheduled economic news included readings on monthly and year-over-year inflation and the University of Michigan’s preliminary reading on consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released. Consumer Price Index: Inflation Shows Signs of Slowing Government readings on October inflation showed signs of stabilizing and even slowing. The Consumer Price Index for October showed month-to-month inflationary growth of 0.40 percent as … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Interest Rates Rise, Jobless Claims

The Benefits of Using a Veterans (VA) Loan To Purchase Your Home

November 11, 2022 by Rilian Ball

U.S. military veterans have opportunities to enjoy some richly-deserved benefits in other aspects of their lives, including some special options for financing their homes. VA loans may give active military personnel, retired veterans, and sometimes surviving family members of veterans the ability to purchase homes that might not prove available to them through more conventional mortgage loans. But the mere fact that you can do a thing doesn't necessarily mean that you should. In some … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Loan, VA, Veterans

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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  • Preparing Your Mortgage for Life on One Income When a Baby Is on the Way
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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
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