Rilian Ball

First Capital Group

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Happy Labor Day!

September 1, 2025 by Rilian Ball

Today we celebrate the hard work, dedication, and dreams of so many families. Labor Day is more than just a day off, it is a reminder of why we work hard: to create a life we love and a place we are proud to call home. Whether you are grilling in the backyard, relaxing with family, or simply enjoying some well-deserved rest, take a moment to appreciate the home you have built, or the one you are dreaming about. As a mortgage professional, I know firsthand that a home is not just about four … [Read more...]

Filed Under: Holidays Tagged With: HomeSweetHome, LaborDay, MortgageMadeSimple

Artificial Intelligence and the Future of Mortgage Decisions

August 29, 2025 by Rilian Ball

Artificial intelligence is transforming the mortgage industry. Lenders now use AI to analyze applications, assess risk, and make decisions faster than ever. This technology helps streamline underwriting, reduces human error, and allows mortgage originators to focus on providing personalized guidance. AI is not replacing professionals but enhancing their ability to serve clients efficiently and accurately. How Algorithms Assess Your Loan: AI algorithms review large amounts of data quickly. They … [Read more...]

Filed Under: Mortgage Tips Tagged With: All In Mortgages, Mortgage Originator, Smart Borrowing

How Emotions Shape Your Mortgage Decisions

August 28, 2025 by Rilian Ball

When it comes to money, emotions play a big role. Many home buyers get caught up in excitement, fear of missing out, or the desire to impress others. These feelings can influence mortgage choices, leading to decisions that might not align with long-term financial goals. Recognizing emotional triggers is the first step to making smarter choices. The Impact of Excitement on Homebuying: Falling in love with a property can make buyers overlook important details. A high-interest rate or a larger … [Read more...]

Filed Under: Mortgage Tips Tagged With: Build Wealth, Financial Planning, Home Buying Tips

Is Homeownership Still the American Dream?

August 27, 2025 by Rilian Ball

Buying a home is more than a place to live, it is a path to financial growth, every mortgage payment builds equity, giving homeowners a valuable asset over time, unlike renting where monthly payments go to a landlord, homeowners are investing in their future, with the right mortgage strategy, owning a home can be one of the smartest financial moves you make. Stability and FreedomHomeownership offers stability and freedom to create a space that truly reflects your lifestyle, you can renovate, … [Read more...]

Filed Under: Home Buyer Tips Tagged With: American Dream, Homeownership, Mortgages

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Rilian Ball


Branch Manager

NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

Equal Housing Opportunity

Loan Options

  • Fixed Rate Mortgages
  • FHA Home Loan
  • VA Home Loan
  • Jumbo Home Loan
  • USDA Home Loan

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