Rilian Ball

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Why You Receive So Much Junk Mail After Closing On Your Home

February 16, 2023 by Rilian Ball

Congratulations! You have finally closed on your home loan, and you are excited to get moved in. Or, you may have just refinanced your home, and you are excited to enjoy it. Regardless, all of a sudden, you start to get a bunch of junk mail in your mailbox. It can be frustrating to sort through everything, and how did they get your information in the first place?  Where Junk Mailers Get Your Personal Information First, there are a few locations where junk mailers may have gotten your … [Read more...]

Filed Under: Mortgage Tagged With: Junk Mail, Mortgage, New Home

Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

February 15, 2023 by Rilian Ball

In these days of low interest rates, it can be a great idea to get into the real estate market and invest in a home. However, if you don't have the funds saved up to buy a home outright, it may seem like more of a burden than it's worth. The good news is that you might qualify for a mortgage loan, which tends to come with more favorable terms than a traditional bank loan. Here are three reasons why a mortgage might just be the best money you ever borrow. Taking Advantage Of Low Interest Interest … [Read more...]

Filed Under: Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

What To Know About The 2-1 Buydown Program

February 14, 2023 by Rilian Ball

You are probably excited to close on your home, but you may have also seen that your interest rate might be a bit higher. If you are looking for a way to save money, particularly if you have a lot of work to do on the home, you might be looking for a way to reduce your interest rate during the first couple of years. One option is to perform a 2-1 buydown. What do you need to know about this option, and how do you know if it is right for you? How A 2-1 Buydown Works This is a special type of … [Read more...]

Filed Under: Mortgage Tagged With: 2-1 Buy down, Mortgage

What’s Ahead For Mortgage Rates This Week – February 13, 2023

February 13, 2023 by Rilian Ball

Last week’s economic reporting included coverage of Federal Reserve Chair Jerome Powell’s speech to the Economic Club of Washington and the University of Michigan’s data on consumer sentiment. Weekly readings on mortgage rates and jobless claims were also published.   Federal Reserve: Chairman Jerome Powell Says the “Disinflationary Process” is Ongoing Fed Chair Jerome Powell said in remarks made to the Economic Club of Washington that the … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Rilian Ball


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NMLS # 202687

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Rilian Ball
NMLS # 202687

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