Rilian Ball

First Capital Group

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Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need

March 30, 2023 by Rilian Ball

Buying a home comes with numerous financial planning obligations. It's far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise. For example, working as an educator, police officer, investment banker or office staffer does not necessarily make you an expert about home repairs or insurance coverage. Yet, the average homeowner is tasked with carrying a certain level of homeowners insurance coverage … [Read more...]

Filed Under: Mortgage Tagged With: Homeowners Insurance, Mortgage, Rebuilding

5 Tips for Crafting a Counter-offer That Doesn’t Scare Away a Potential Home Buyer

March 29, 2023 by Rilian Ball

If you've recently put your home up for sale, one of the most exciting parts of the selling process is getting an offer. However, all is not said and done once you've received an offer, as you'll probably want to negotiate a better price. If you're wondering how you can counter without losing a potential buyer, here are some tips when the time comes to negotiate. Lower Your Price (A Little) As a seller, it's important to believe in the price you've put your home on the market for, but lowering … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Negotiations, Selling a Home

An Overview Of A Wrap-Around Mortgage: What To Know

March 28, 2023 by Rilian Ball

Are you having a difficult time qualifying for a traditional mortgage in the current market? If so, there are other options available, and a lack of financing can frustrate not only the buyer but the seller as well. For example, one option that you may have heard about is called a wrap-around mortgage. The entire goal of this mortgage is to help the buyer get financing to purchase the house while making sure the seller still turns a profit. What do you need to know about a wrap-around … [Read more...]

Filed Under: Mortgage Tagged With: Loan Approval, Mortgage, Wrap Around Mortgage

What’s Ahead For Mortgage Rates This Week – March 27, 2023

March 27, 2023 by Rilian Ball

Last week’s financial and economic reporting included readings on sales of new and previously-owned homes, along with weekly data on mortgage rates and jobless claims. Single-Family Home Sales Rise in February Year-over-year sales of previously owned homes rose 14.5 percent to a seasonally-adjusted pace of 4.58 million sales. Analysts expected 4.20 million sales of pre-owned homes as compared to January’s year-over-year reading of 4.0 million sales. February’s increased sales … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Home Sales, Mortgage Rates

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Rilian Ball


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NMLS # 202687

Call: (559) 697-5322
info@firstcg.com

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Rilian Ball
NMLS # 202687

Company NMLS: 35960
www.nmlsconsumeraccess.org

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